Stoney Bank Farm, Bleara Road, Earby, Barnoldswick, BB18 6LF

UPRN:61029490Detached House4 bedsBuilt 1983-1990

Tenure: -Council Tax: Band DEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Stoney Bank Farm, Bleara Road, Earby, Barnoldswick, BB18 6LF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£859,000

£688k - £1.03MLow

Estimate

£859k

Range

£688k – £1.03M

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

2.97%

Verdict

Derived from HomePortfolio scores

Stoney Bank Farm earns an INVESTIGATE rating with HP Score 59/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 37Bike 7

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,050,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,250-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £365,050
Net cash flow: -£1,744/mo
Cash on cash: -5.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.73 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£859,000

Rent Estimate (pcm)£2,600

Gross Yield2.97%

1y Growth-

3y Growth+2.2%

5y Growth+2.7%

10y Growth+3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB18 6LF

Approval Rate

-12mo

Development

low

ZA24/26130/VAR
Application to vary condition no 2 (Approved Plans) of planning approval referenced ZA23/25255/FUL to allow the change of cladding and solar panels.
Conditions
ZA24/26130/NMA
Application for minor material amended to approved planning application referenced ZA23/25255/FUL to allow the change of cladding and solar panels.
Pending
24/0218/AGR
Prior Approval Notification (Agricultural Building): Erection of an agricultural building.
Approved

View Planning Timeline

Ownership

Corporate Ownership80%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,742

Population Density-

Owner Occupied81%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

Earby Springfield Primary School
1.1 mi
Requires improvementConcerns
Kelbrook Primary School
1.2 mi
Good
Salterforth Primary School
2.0 mi
Good
Lothersdale Primary School
2.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

5 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Out Laithe Bleara Road
-
£530k
-
Harden Old House Farm Bleara Road
-
£488k
-
Middle Harden Bleara Road
-
£285k
-
Harden Old House Farm Bleara Road
-
£460k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN