3 Smithy Close, Crofton, Wakefield, WF4 1NQ

UPRN:63101757Terrace Property3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band BEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

3 Smithy Close, Crofton, Wakefield, WF4 1NQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£172,000

£164k - £181kHigh

Estimate

£172k

Range

£164k – £181k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

8.12%

Verdict

Derived from HomePortfolio scores

3 Smithy Close earns an INVESTIGATE rating with HP Score 73/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

56/ 100

Moderate

Transit & Bike

Transit 30Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,100-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £222/mo
Cash on cash: 5.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.00 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£172,000

Rent Estimate (pcm)£1,150

Gross Yield8.12%

1y Growth-

3y Growth+3.2%

5y Growth+3.3%

10y Growth+3.9%

Last Sold Price£115,000 (2005-03-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WF4 1NQ

Approval Rate

-12mo

Development

low

26/01947/FUL
Single storey extension to rear
Pending
26/00769/SUB01
Discharge of Condition 3 (Biodiversity Gains Plan), Condition 4 (Wildlife Enhancements) and Condition 5 (Biodiversity Enhancement Scheme) from approved application 26/00769/FUL
Pending
26/01686/FUL
Demolish existing conservatory, replace with single storey rear extension
Pending

View Planning Timeline