20 The Croft, Badsworth, Pontefract, WF9 1AS

UPRN:63111170Bungalow Property3 bedsBuilt 1950-1966

Tenure: -Council Tax: Band EEPC: D (67)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

$20 The Croft, Badsworth, Pontefract, WF9 1AS$

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£372,000

£298k - £446kLow

Estimate

£372k

Range

£298k – £446k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

7.40%

Verdict

Derived from HomePortfolio scores

20 The Croft earns an INVESTIGATE rating with HP Score 66/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (5/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

5/ 100

Low

Transit & Bike

Transit 8Bike 17

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics17.9/40
gross yield 7.4%; range width penalty ×0.93; the estimate this rent rides on sits 19% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1850/mo (range 1750-2000)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 19% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -36/mo, -2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Risk & liquidity9.3/15
398 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,750-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £268/mo
Cash on cash: 3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.83 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1850/mo (range 1750-2000)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 19% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1850/mo (range 1750-2000)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£372,000

Rent Estimate (pcm)£1,850

Gross Yield7.40%

1y Growth-

3y Growth+1.1%

5y Growth+1.6%

10y Growth+3.0%

Last Sold Price£120,000 (2013-10-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WF9 1AS

Approval Rate

-12mo

Development

low

26/01955/FUL
Two storey side extension over existing garage and two/single storey rear extension with juliet balcony, erection of new porch and new parking to the front
Pending
26/01861/FUL
Upgrading of rear conservatory, including new tiled roof, conversion of roof to living space, including dormer to rear and partial garage conversion.
Pending
26/01801/TPO
Copper Beech - Reduce the overall length of the western lower limb to be no more than 2.5m in length, with wounding for this work is not expected to be no greater than 75mm in diameter. Crown Reduce upper eastern canopy towards the dwelling by 0.5m to no more than 1m, with wounding for this work is not expected to be greater than 45mm in diameter. Remove the loose limb caught up in the southern canopy. Remove and tidy the upper branch tear. Remove any deadwood greater than 30mm in diameter.
Pending

View Planning Timeline

Ownership

Corporate Ownership70.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change2013-10-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,954

Population Density141 /km²

Owner Occupied89%

Age Distribution

0-15 13%16-64 56%65+ 31%

View Area Profile

Schools Nearby

Badsworth Church of England Voluntary Controlled Junior and Infant School
0.3 mi
Good
Oakfield Park School
1.2 mi
Outstanding
Ackworth Mill Dam School
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ackworth Howard Church of England Voluntary Controlled Junior and Infant School
1.5 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 The Croft
-
£305k
-
15 The Croft
-
£350k
-
19 The Croft
-
£280k
-
6 The Croft
-
£238k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN