Data freshness:●Listing· freshListing: fresh, refreshed yesterday (2026-11-04T04:00:06.345886+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 4d ago (2026-11-01T14:12:56.253343+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:47:26.082171+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 4mo agoSchools: stale, refreshed 4mo ago (2026-07-07T09:14:45.605452+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
71
/ 100
Mixed
Verdict
yesterday
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
20 of 21 sources
Sale Estimate
£278,000
£265k - £292kHigh
Estimate
£278k
Range
£265k – £292k
Rent Estimate (pcm)
£1,600
£2k - £2k
Monthly
£1,600
Yield
7.11%
Verdict
Derived from HomePortfolio scores
28 Wellhams Road earns an INVESTIGATE rating with HP Score 71/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (35/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Change of use of land to equestrian and construction of stable block (including yard and boundary treatments) (retrospective)
Pending
26/01524/CPL
C2 Children's Home
Pending
23/01043/NMC01
Non material amendment to planning permission 23/01043/FUL (dated 04.06.2025) relating to reduction in overall scale of development including reduction in developable area; reduction in number of battery containers to 8 pairs, reduction in amount and format of transformer equipment; as well as increase in landscaping provision, change of colour of battery units to green, and increase in height of battery units.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
17
Reduced confidence2 independent sourcesListing checked 4 Nov 2026
Fewer independent sources agree, or a component could not be scored.
Valuation edge0.6/15
claims [AVM +2.9% (HIGH), sold-comps +0.7%, £/sqft +0.7%] → measured edge +0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
valuation_snapshotsestimate for 63199623· as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.4%· as of 22 Oct 2026
Rental economics16/40
gross yield 7.1%; range width penalty ×0.95
valuation_snapshotsrent estimate 1600/mo (range 1500-1700)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -93/mo, -6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 45 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity0/15
lease 5 years (under 80): most lenders refuse it - risk scores nothing; 357 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
listing_factslease 5 years remaining (advert)· as of 4 Nov 2026
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£202,500£310,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£270,000
At the asking price
£1,600/mo
Evidenced range £1,500-£1,700
5.4%
75%
Cash required
£85,800
Net cash flow
£196/mo
Cash on cash
2.7%
Score at this price
17
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.76 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 63199623Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.4%Valuation edge · as of 22 Oct 2026
valuation_snapshotsrent estimate 1600/mo (range 1500-1700)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
Risks
What could kill this deal
Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1500-1700)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 45 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge