20 Thornhill House, Thornhill Street, Wakefield, WF1 1NL

UPRN:63207268Flat/Maisonette1 bedsBuilt 2023

LeaseholdCouncil Tax: Band AEPC: D (55)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

20 Thornhill House, Thornhill Street, Wakefield, WF1 1NL

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£113,000

£108k - £119kHigh

Estimate

£113k

Range

£108k – £119k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

13.00%

Verdict

Derived from HomePortfolio scores

20 Thornhill House earns an INVESTIGATE rating with HP Score 51/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

51/ 100

Mixed

Investment Score

53/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

86/ 100

Excellent

Transit & Bike

Transit 88Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£59,995

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £19,299
Net cash flow: £248/mo
Cash on cash: 15.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.21 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£113,000

Rent Estimate (pcm)£650

Gross Yield13.00%

1y Growth-0.9%

3y Growth+1.4%

5y Growth+0.5%

10y Growth+4.6%

Last Sold Price£111,000 (2023-10-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0WF1 1NL

Approval Rate

-12mo

Development

low

21/01891/SUB01
Discharge of conditions 3 (Security), 6 (Radon), 7 (Boundary and landscaping), 9 (Ventilation) and 10 (Glazing) from application 21/01891/FUL
Pending
21/01946/SUB01
Discharge of conditions 2 (Windows), 3 (Doors), 4 (Shopfronts), 5 (Fire, acoustic and thermal measures) and 8 (Mortar mix) from application 21/01946/LBC
Pending
25/00779/SUB15
Discharge of Condition 5 (stone) and Condition 9 (internal floor finish) from approved application 25/00779/LBC
Pending

View Planning Timeline