Millholm Barn, Hinton, Chippenham, SN14 8HG

UPRN:639211Detached BungalowBeds -Built 1983-1990

FreeholdCouncil Tax: -EPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Millholm Barn, Hinton, Chippenham, SN14 8HG

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£754,000

£679k - £830kMedium

Estimate

£754k

Range

£679k – £830k

Rent Estimate (pcm)

£3,050

£3k - £3k

Monthly

£3,050

Yield

4.88%

Verdict

Derived from HomePortfolio scores

Millholm Barn earns an INVESTIGATE rating with HP Score 53/100. Investment score 46/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

46/ 100

Mixed

Crime Score

18/ 100

Moderate

Walkability

20/ 100

Low

Transit & Bike

Transit 3Bike 22

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +0.5% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 639211· as of 13 Oct 2026
Rental economics0/40
gross yield 4.9%; range width penalty ×0.81
- valuation_snapshotsrent estimate 3050/mo (range 2750-3350)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,052/mo, -35% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 78 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
284 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£562,500£862,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£3,050/mo

Evidenced range £2,750-£3,350

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£420/mo
Cash on cash: -2.0%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.20 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 639211Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 3050/mo (range 2750-3350)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3050/mo (range 2750-3350)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 78 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£754,000

Rent Estimate (pcm)£3,050

Gross Yield4.88%

1y Growth-

3y Growth-2.9%

5y Growth+1.5%

10y Growth+2.6%

Last Sold Price£400,000 (2005-07-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3SN14 8HG

Approval Rate

-12mo

Development

low

P26/02422/F
Erection of 1no. stable block, widening of existing access and installation of access track.
Pending
DOC26/00336
Disharge of condition 3 (Details) and 6 (Render) attached to permission P25/01336/LB Internal alterations to ground floor to remove and replace of panelling in dinning room, reinstatement of historic opening between hall and kitchen; and installation of glazed screen and doors to pantry. Internal alterations to first floor to demolish stud partition and cylinder in the service stair cupboard and form new window seat; demolish partition linking corridor to service stair; demolish cranked partition wall and insert new partition wall between proposed library and bathroom; to install 1no. door between proposed bedroom 6 and ensuite; form new doorway into bedroom 5 and create linen cupboard using existing doorway. External alterations to erect 1no. side extension and 1no. canopy porch on rear elevation. Internal alterations to coach house building to demolish mezzanine floor and create 1no. internal doorway opening.
Pending
P26/02058/TRE
Works to fell 1.no Leylandi Conifer Tree and 1.no Cypress Conifer Tree. Covered by tree Preservation Order SGTPO 19/2025 dated 20th February 2026
Rejected

View Planning Timeline