8 Sandy Lane, Ystradowen, Cowbridge, CF71 7TZ

UPRN:64000977Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band FEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

8 Sandy Lane, Ystradowen, Cowbridge, CF71 7TZ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£530,000

£477k - £583kMedium

Estimate

£530k

Range

£477k – £583k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

5.74%

Verdict

Derived from HomePortfolio scores

8 Sandy Lane earns an INVESTIGATE rating with HP Score 81/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

7 live adverts with different prices, types or bedrooms on one UPRN (£335,000-£507,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£439,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,900-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £144,950
Net cash flow: -£28/mo
Cash on cash: -0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£530,000

Rent Estimate (pcm)£2,100

Gross Yield5.74%

1y Growth-

3y Growth-4.2%

5y Growth+0.8%

10y Growth+2.1%

Last Sold Price£178,000 (2002-05-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

-CF71 7TZ

Approval Rate

-12mo

Development

2024/01039/FUL
Provision of a new store room as an extension to Ystradowen Village Hall. Provision of 2 no. air source heat pumps on external wall of existing store room.
Approved
2024/00976/FUL
External alterations to property including new porch structure, white PVC windows, additional rear window, replacement glass balustrade to north facing balcony, replacement anthracite metal doors to ground floor and roof mounted photovoltaics on the west and east facing roof.
Approved
2024/00706/FUL
Remodelling of porch and two storey rear extension. Demolition of outbuilding in rear garden.
Approved

View Planning Timeline