The Granary, Penmark, Barry, CF62 3BP

UPRN:64019890Mid Terrace House4 bedsBuilt 1991-1995

FreeholdCouncil Tax: -EPC: E (54)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£761,000

£723k - £799kHigh

Estimate

£761k

Range

£723k – £799k

Rent Estimate (pcm)

£3,700

£3k - £4k

Monthly

£3,700

Yield

6.84%

Verdict

Derived from HomePortfolio scores

The Granary earns an INVESTIGATE rating with HP Score 74/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£649,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,400-£4,000

Interest rate5.4%

Loan to value75%

Cash required: £218,450
Net cash flow: £371/mo
Cash on cash: 2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£761,000

Rent Estimate (pcm)£3,700

Gross Yield6.84%

1y Growth-

3y Growth+1.6%

5y Growth+3.2%

10y Growth+4.2%

Last Sold Price£394,500 (2017-03-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

-CF62 3BP

Approval Rate

-12mo

Development

2024/01037/TCA
Removal of two Cypress trees
Approved
2024/00743/FUL
Oak Orangery
Approved
2024/00733/TPO
Work to Trees covered by Tree Preservation Order No. 1, 2023 : T1 silver birch - 2m crown raise and 25% crown reduction.
Rejected

View Planning Timeline