15 Penllyn Way, Cowbridge, CF71 7GA

UPRN:64113284Detached House4 bedsBuilt 2018

FreeholdCouncil Tax: Band FEPC: B (85)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

13 of 21 sources

Sale Estimate

£465,000

£442k - £489kHigh

Estimate

£465k

Range

£442k – £489k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

12.20%

Verdict

Derived from HomePortfolio scores

15 Penllyn Way earns an INVESTIGATE rating with HP Score 84/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

74/ 100

High

Crime Score

7/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 61% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£182,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,700-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £57,040
Net cash flow: £667/mo
Cash on cash: 14.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.01 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£465,000

Rent Estimate (pcm)£1,850

Gross Yield12.20%

1y Growth+7.9%

3y Growth-4.2%

5y Growth+0.8%

10y Growth+2.1%

Last Sold Price£445,000 (2024-09-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

-CF71 7GA

Approval Rate

-12mo

Development

2025/01074/FUL
Addition of a rear extension to the building at the rear of the property, and raising the height of a portion of the boundary wall to hide the extension roof
Approved
2018/00240/3/NMA
Non-Material Amendment - Relocation of two visitor parking spaces, moving from the highway outside plots 219 and 220 to the highway outside of plots 347 and 370. Planning ref 2018/00240/RES: Phase 2 of the development consisting of 306 new homes, new public open space, landscaping and highways infrastructure.
Approved
2025/00771/FUL
add a dormer to the front and back elevation of the property.
Approved

View Planning Timeline