40 Ffordd Wallace, Barry, CF63 4RX

UPRN:64116383Terrace Property3 bedsBuilt 2022

FreeholdCouncil Tax: Band FEPC: B (86)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£430,000

£408k - £451kHigh

Estimate

£430k

Range

£408k – £451k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

7.06%

Verdict

Derived from HomePortfolio scores

40 Ffordd Wallace earns an INVESTIGATE rating with HP Score 57/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

72/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 2 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge2.5/15
claims [AVM +1.2% (HIGH), sold-comps +4.3%, £/sqft +4.4%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 64116383· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.3%· as of 4 Nov 2026
Rental economics16.5/40
gross yield 7.1%; range width penalty ×1.00
- valuation_snapshotsrent estimate 2500/mo (range 2350-2600)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -85/mo, -3% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 236 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
239 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£319,000£488,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,350-£2,600

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: £296/mo
Cash on cash: 2.5%
Score at this price: 34

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.74 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 64116383Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.3%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 2500/mo (range 2350-2600)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2500/mo (range 2350-2600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 236 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£430,000

Rent Estimate (pcm)£2,500

Gross Yield7.06%

1y Growth+49.1%

3y Growth+0.0%

5y Growth+4.2%

10y Growth+4.7%

Last Sold Price£379,995 (2022-12-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

-CF63 4RX

Approval Rate

-12mo

Development

2026/00777/FUL
Proposed single storey rear extension & loft conversion, including demolition of existing rear extension
Pending
2024/01197/FUL
Converting the Current Cafe at the first & Second floors into 4 Bed Flat, for Renting Purpose.
Approved
2024/01179/FUL
Proposed 2 additional Drying Kilns, Biomass Boiler with Flue, Boiler Plant Room, Wood Chipper with a Wood Chip Storage Building, part removal of existing Pallet Storage Building with an extension.
Approved

View Planning Timeline