Flat 101, Luxe Tower, 12 Dock Street, London, E1 8QU

UPRN:6721596Flat/Maisonette1 bedsBuilt -

LeaseholdCouncil Tax: Band EEPC: B (82)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 101, Luxe Tower, 12 Dock Street, London, E1 8QU

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£567,000

£510k - £624kMedium

Estimate

£567k

Range

£510k – £624k

Rent Estimate (pcm)

£2,800

£3k - £3k

Monthly

£2,800

Yield

5.51%

Verdict

Derived from HomePortfolio scores

Flat 101 earns an INVESTIGATE rating with HP Score 73/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

74/ 100

High

Crime Score

70/ 100

Elevated

Walkability

96/ 100

Excellent

Transit & Bike

Transit 76Bike 72

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 31 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -7.6% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 6721596· as of 9 Oct 2026
Rental economics3.6/40
gross yield 5.5%; range width penalty ×0.88
- valuation_snapshotsrent estimate 2800/mo (range 2550-3000)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -645/mo, -23% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 31 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 116 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 31 Oct 2026
Risk & liquidity12.8/15
324 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£457,500£701,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£610,000

At the asking price

Monthly rent£2,800/mo

Evidenced range £2,550-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £204,800
Net cash flow: -£120/mo
Cash on cash: -0.7%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 6721596Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2800/mo (range 2550-3000)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 31 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 31 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2800/mo (range 2550-3000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 116 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£567,000

Rent Estimate (pcm)£2,800

Gross Yield5.51%

1y Growth-

3y Growth-5.2%

5y Growth-2.1%

10y Growth-1.1%

Last Sold Price£555,750 (2019-03-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0E1 8QU

Approval Rate

-12mo

Development

low

PA/26/01810/S
Submission of details pursuant to condition no.53 (External Lighting) in relation to Building G of planning permission ref: PA/19/00764, dated 20/11/2019
Pending
26/01518/MDC
Submission of Above Ground Monitoring Report, Desk Study & Ground Investigation and Supplementary Ground Investigation pursuant to condition 21 of planning permission 24/01044/FULL dated 25.03.2025.
Pending
26/01525/MDC
Submission of Blue and Green Roof details pursuant to condition 26 of planning permission 22/00882/FULMAJ dated 27.06.2023.
Pending

View Planning Timeline

Ownership

Corporate Ownership30.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2019-03-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

21 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,183

Population Density12,216 /km²

Owner Occupied32%

Age Distribution

0-15 13%16-64 85%65+ 2%

View Area Profile

Schools Nearby

English Martyrs Roman Catholic Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Paul's Whitechapel Church of England Primary School
0.2 mi
Good
Mulberry Academy London Dock
0.2 mi
-
Harry Gosling Primary School
0.3 mi
Good

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Luxe Tower, 12 Dock Street
-
£410k
-
Luxe Tower, 12 Dock Street
-
£800k
-
Luxe Tower, 12 Dock Street
-
£650k
-
Luxe Tower, 12 Dock Street
-
£818k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN