Data freshness:●Listing· freshListing: fresh, refreshed 5d ago (2026-10-30T04:00:05.286047+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 3d ago (2026-11-01T14:15:55.275186+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:37:17.281729+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 4mo agoSchools: stale, refreshed 4mo ago (2026-07-07T09:14:45.605452+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
84
/ 100
Strong
Verdict
3 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
18 of 21 sources
Sale Estimate
£913,000
£821k - £1.00MMedium
Estimate
£913k
Range
£821k – £1.00M
Rent Estimate (pcm)
£4,350
£4k - £5k
Monthly
£4,350
Yield
10.99%
Verdict
Derived from HomePortfolio scores
Flat 1807 earns an INVESTIGATE rating with HP Score 84/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Proposed x4 replacement of illuminated and non illuminated signs together with 1No additional high level illuminated sign
Pending
PA/26/01805/NC
Replacement of selected existing windows and external doors on the east, north and south elevations of the Courtyard Building (Block 3) with triple-glazed aluminium-framed units finished in RAL 9016 matt white, including framed corner glazing junctions. Existing openings, glazing subdivisions and opening-light arrangements will be retained.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
70
Low confidence0 independent sourcesLead to verifyListing checked 30 Oct 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 48% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +48.0% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 6730837· as of 9 Oct 2026
Rental economics34.2/40
gross yield 11.0%; range width penalty ×0.86; the estimate this rent rides on sits 48% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 4350/mo (range 3950-4700)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 48% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin23.5/30
stressed cash flow +1,022/mo, +23% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
listing_factsservice charge / ground rent from the advert· as of 30 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 232 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.8/15
623 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £475,000
£463,000£546,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£475,000
At the asking price
£4,350/mo
Evidenced range £3,950-£4,700
5.4%
75%
Cash required
£157,550
Net cash flow
£1,408/mo
Cash on cash
10.7%
Score at this price
70
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.71 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 6730837Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 4350/mo (range 3950-4700)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 48% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 30 Oct 2026 · verify before relying on this