Flat 14, Penryn House, 83 London Road, Redhill, RH1 1JD

UPRN:68100591Purpose Built Flat1 bedsBuilt 1976-1982

LeaseholdCouncil Tax: -EPC: C (75)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Flat 14, Penryn House, 83 London Road, Redhill, RH1 1JD

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£246,000

£234k - £258kHigh

Estimate

£246k

Range

£234k – £258k

Rent Estimate (pcm)

£1,550

£2k - £2k

Monthly

£1,550

Yield

8.09%

Verdict

Derived from HomePortfolio scores

Flat 14 earns an INVESTIGATE rating with HP Score 82/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

75/ 100

High

Crime Score

20/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 34Bike 61

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +6.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 68100591· as of 9 Oct 2026
Rental economics24.7/40
gross yield 8.1%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1550/mo (range 1500-1650)· as of 9 Oct 2026· verify before relying on this
Stress margin2.5/30
stressed cash flow +39/mo, +3% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 64 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.7/15
472 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £184,000

£172,500£264,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,500-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: £297/mo
Cash on cash: 4.9%
Score at this price: 42

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.00 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 68100591Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1550/mo (range 1500-1650)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1550/mo (range 1500-1650)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £184,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£246,000

Rent Estimate (pcm)£1,550

Gross Yield8.09%

1y Growth-

3y Growth+1.0%

5y Growth+2.1%

10y Growth+2.4%

Last Sold Price£240,000 (2017-06-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0RH1 1JD

Approval Rate

-12mo

Development

low

26/01709/CLP
Box dormer to rear with roof-lights to front roof slope
Pending
25/02129/DET10
Submission of PV panel details pursuant to condition 10 of permission 25/02129/S73. Demolition of existing church centre and erection of a replacement centre. Variation of condition 1 of permission 24/01453/F revision of drawings following minor design changes.
Approved
25/02129/DET16
Submission of external lighting details pursuant to condition 16 of permission 25/02129/S73. Demolition of existing church centre and erection of a replacement centre. Variation of condition 1 of permission 24/01453/F revision of drawings following minor design changes.
Pending

View Planning Timeline

Ownership

Corporate Ownership50.1%
Overseas OwnershipNo
Lease Term Remaining145 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2017-06-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,014

Population Density-

Owner Occupied42%

Age Distribution

0-15 22%16-64 59%65+ 19%

View Area Profile

Schools Nearby

St Matthew's CofE Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Bede's School
0.3 mi
Outstanding
Carrington School
0.4 mi
Good
St Joseph's Catholic Primary School
0.5 mi
Inspected as St Joseph's Catholic Primary School, Redhill (URN 125234) on 9 Feb 2022

6 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Penryn House, 83 London Road
-
£188k
-
Penryn House, 83 London Road
-
£210k
-
Penryn House, 83 London Road
-
£211k
-
Penryn House, 83 London Road
-
£240k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN