Walton Heath Cottage, Heath Drive, Walton on the Hill, Tadworth, KT20 7QQ

UPRN:68108146Semi-Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band GEPC: E (46)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Walton Heath Cottage, Heath Drive, Walton on the Hill, Tadworth, KT20 7QQ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,000,000

£950k - £1.05MHigh

Estimate

£1.00M

Range

£950k – £1.05M

Rent Estimate (pcm)

£3,400

£3k - £4k

Monthly

£3,400

Yield

4.10%

Verdict

Derived from HomePortfolio scores

Walton Heath Cottage earns an INVESTIGATE rating with HP Score 71/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

39/ 100

Mixed

Transit & Bike

Transit 5Bike 36

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +0.5% (HIGH), sold-comps +37.3%, £/sqft +37.3%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 68108146· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.4%· as of 27 Oct 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.70
- valuation_snapshotsrent estimate 3400/mo (range 3000-3850)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,829/mo, -54% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
218 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£746,000£1,144,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£995,000

At the asking price

Monthly rent£3,400/mo

Evidenced range £3,000-£3,850

Interest rate5.4%

Loan to value75%

Cash required: £343,050
Net cash flow: -£1,004/mo
Cash on cash: -3.5%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.01 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 68108146Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.4%Valuation edge · as of 27 Oct 2026
valuation_snapshotsrent estimate 3400/mo (range 3000-3850)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3400/mo (range 3000-3850)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,000,000

Rent Estimate (pcm)£3,400

Gross Yield4.10%

1y Growth+5.9%

3y Growth-0.3%

5y Growth-0.9%

10y Growth+1.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT20 7QQ

Approval Rate

-12mo

Development

low

26/01652/CAN
G1 - To fell multi stemmed Lawson conifer in rear garden as close to ground level as possible and pollard lapsed Lime tree to approximately 3m above ground level to create a pollard framework consistent with the other Lime trees along this boundary.
Pending
26/01625/CLP
Proposed use of the property as short-term holiday accommodation (maximum occupancy of 6 guests). The property is let as a single, un-subdivided unit, retaining its fundamental character, appearance, and layout as a private residential dwellinghouse (Class C3). No physical external or internal alterations have been made to facilitate this use.
Pending
26/01415/CAN
Pollard branches back to tall silver maple tree in front garden overhanging footpath and neighbouring property. The tree is approximately 12m wide and we will be taking it back to approximately 7m. It is approximately 10m high and we will be looking to take it back to approximately 6.5m high which is where it weas previously taken back to.
Approved

View Planning Timeline

Ownership

Corporate Ownership66.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,014

Population Density728 /km²

Owner Occupied81%

Age Distribution

0-15 20%16-64 55%65+ 25%

View Area Profile

Schools Nearby

Bramley Hill School
0.2 mi
Good
Walton-on-the-Hill Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Chinthurst School
0.8 mi
Inspected by ISI
Papillon House
1.2 mi
Good

2 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Heath House Heath Drive
-
£1.54M
-
Fife House Heath Drive
-
£1.45M
-
Redwood House Heath Drive
-
£1.80M
-
Little Firs Cottage, 16A Heath Drive
-
£670k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN