96 Royal Drive, Epsom, KT18 5PR

UPRN:68128802Detached House4 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band FEPC: B (82)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£718,000

£682k - £753kHigh

Estimate

£718k

Range

£682k – £753k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

3.67%

Verdict

Derived from HomePortfolio scores

96 Royal Drive earns an INVESTIGATE rating with HP Score 76/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

51/ 100

Moderate

Transit & Bike

Transit 15Bike 39

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -11.4% (HIGH), sold-comps -28.0%, £/sqft -27.9%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 68128802· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.2%· as of 28 Oct 2026
Rental economics0/40
gross yield 3.7%; range width penalty ×0.79
- valuation_snapshotsrent estimate 2450/mo (range 2200-2700)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,704/mo, -70% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 84 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
166 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,200-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£1,004/mo
Cash on cash: -4.4%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.91 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 68128802Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.2%Valuation edge · as of 28 Oct 2026
valuation_snapshotsrent estimate 2450/mo (range 2200-2700)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2450/mo (range 2200-2700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 84 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£718,000

Rent Estimate (pcm)£2,450

Gross Yield3.67%

1y Growth-2.6%

3y Growth+8.4%

5y Growth+2.2%

10y Growth+4.1%

Last Sold Price£525,000 (2019-05-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2KT18 5PR

Approval Rate

-12mo

Development

low

26/01497/TPO
T1 and T2 Conifers - 2 meter reduction. Low lying vegetation to be removed leaving healthy trees. Reason for reduction - to re balance the tree, also as it's on a slop and all weight is toward the house, limbs over neighbours garden. Add some light to small back garden. Hasn't been done since the property was built. Needs to be part of ongoing maintenance plan.
Pending
26/01722/F
Demolition of existing garage and erection of new 2 storey, 3 bedroom dwelling house with single storey rear extension to the donor property and expansion of the existing drop curb
Pending
26/01621/PDE
Single storey rear extension. Max height 3.55m, height at eaves 2.20m and 3.82m extending beyond the rear wall.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-05-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

22 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,014

Population Density2,598 /km²

Owner Occupied73%

Age Distribution

0-15 19%16-64 60%65+ 21%

View Area Profile

Schools Nearby

Epsom Downs Community School & Early Years Centres
0.4 mi
Inspected as Epsom Downs Primary School and Children's Centre (URN 125127) on 5 Dec 2018
Shawley Community Primary Academy & Nursery
0.7 mi
Good
The Vale Primary School and Nursery
0.8 mi
Good
The Children's Trust School
1.0 mi
OutstandingImproving

1 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

56 Royal Drive
-
£472k
-
21 Royal Drive
-
£550k
-
58 Royal Drive
-
£420k
-
58 Royal Drive
-
£210k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN