2 Cornfield Road, Reigate, RH2 7HE

UPRN:68130640Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: E (42)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£1,072,000

£1.02M - £1.13MHigh

Estimate

£1.07M

Range

£1.02M – £1.13M

Rent Estimate (pcm)

£3,850

£3k - £4k

Monthly

£3,850

Yield

4.30%

Verdict

Derived from HomePortfolio scores

2 Cornfield Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

63/ 100

Moderate

Transit & Bike

Transit 20Bike 54

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge1.4/15
claims [AVM -0.3% (HIGH), sold-comps +1.6%, £/sqft +1.7%] → measured edge +0.27pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 68130640· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 7.7%· as of 21 Oct 2026
Rental economics0/40
gross yield 4.3%; range width penalty ×0.73
- valuation_snapshotsrent estimate 3850/mo (range 3400-4300)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,835/mo, -48% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 417 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
278 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£806,000£1,236,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,075,000

At the asking price

Monthly rent£3,850/mo

Evidenced range £3,400-£4,300

Interest rate5.4%

Loan to value75%

Cash required: £375,050
Net cash flow: -£963/mo
Cash on cash: -3.1%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.06 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 68130640Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 7.7%Valuation edge · as of 21 Oct 2026
valuation_snapshotsrent estimate 3850/mo (range 3400-4300)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3850/mo (range 3400-4300)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 417 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,072,000

Rent Estimate (pcm)£3,850

Gross Yield4.30%

1y Growth-52.6%

3y Growth+5.5%

5y Growth+1.5%

10y Growth+3.2%

Last Sold Price£800,000 (2015-10-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3RH2 7HE

Approval Rate

100%12mo

Development

low

26/01632/F
Proposed new dwellinghouse to adjoin existing house and to match the host property. Accommodation to be provided within second floors with side roof slope dormers, plus ground floor single-storey rear additions to both properties.
Pending
26/01277/NMAMD1
Non-material amendment.
Pending
26/01716/CAN
Apple (T1)-Whole crown reduction from approx. 7m to 5m in height, with lateral spread reduced by approx. 1.5m all round, pruning back to suitable growth points to keep a balanced shape. Branches extending towards the building at No. 34 Croydon Road to be cut back to give approx. 1.5m clearance. Crown thin by approx. 15%, removing crossing, rubbing and congested branches. To keep the tree at a manageable size for fruit, reduce shading of the garden and provide clearance to the neighbouring building. Plum (T2)-Whole crown reduction from approx. 10m to 7m in height, with lateral spread reduced by approx. 1.5m, pruning back to suitable growth points to keep a balanced shape. Branches overhanging the shed to be removed or cut back. Work to be carried out in summer (June?August) to reduce the risk of silver leaf infection. To restore an overgrown fruit tree to a manageable size and reduce shading of the garden.
Pending

View Planning Timeline