Garlands Cottage, Ridgeway Road, Redhill, RH1 6PG

UPRN:68131588Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: E (48)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

Garlands Cottage, Ridgeway Road, Redhill, RH1 6PG

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£677,000

£643k - £710kHigh

Estimate

£677k

Range

£643k – £710k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

12.48%

Verdict

Derived from HomePortfolio scores

Garlands Cottage earns an INVESTIGATE rating with HP Score 85/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

84/ 100

High

Transit & Bike

Transit 16Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,350-£2,850

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £956/mo
Cash on cash: 14.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.08 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£677,000

Rent Estimate (pcm)£2,600

Gross Yield12.48%

1y Growth-

3y Growth+1.0%

5y Growth+2.1%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0RH1 6PG

Approval Rate

-12mo

Development

low

26/01715/TPO
Sycamore tree - Prune to control the size of the tree due to its proximity to the neighbours house. This will include only the shortening of the longer branches by 1.5m with final pruning cuts being made strictly to appropriate growth points. The remaining branch lengths of the shortened branches will be a minimum of 3m.
Pending
26/01653/TPO
Front Garden T1& T2 - Conifer x2. Crown lift of 2.5 metres. Crown lifting/removing low growth to maintain the statutory heights over footpaths. It is the cause of unreasonable shade to the front elevation of the property. The subject trees are interfering with the reasonable enjoyment of a large proportion of the surrounding area
Pending
26/01644/HHOLD
Demolition of rear conservatory, alteration of rear extension roof and rear and side elevations fenestration
Pending

View Planning Timeline

Ownership

Corporate Ownership50.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,014

Population Density2,323 /km²

Owner Occupied70%

Age Distribution

0-15 21%16-64 66%65+ 13%

View Area Profile

Schools Nearby

Hatchlands Primary
0.3 mi
Good
St John's Primary School
0.4 mi
Good
St Joseph's Catholic Primary School
0.4 mi
Inspected as St Joseph's Catholic Primary School, Redhill (URN 125234) on 9 Feb 2022
Dunottar School
0.4 mi
Inspected by ISI

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Ridgeway Court Ridgeway Road
-
£250k
-
Ridgeway Court Ridgeway Road
-
£232k
-
Ridgeway Court Ridgeway Road
-
£278k
-
Ridgeway Court Ridgeway Road
-
£290k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN