40 Worsted Green, Merstham, Redhill, RH1 3PW

UPRN:68149352Mid Terrace House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

40 Worsted Green, Merstham, Redhill, RH1 3PW

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£373,000

£336k - £411kMedium

Estimate

£373k

Range

£336k – £411k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

4.64%

Verdict

Derived from HomePortfolio scores

40 Worsted Green earns an INVESTIGATE rating with HP Score 74/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

70/ 100

High

Transit & Bike

Transit 19Bike 46

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM -0.5% (MEDIUM), sold-comps +4.8%, £/sqft +4.9%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 68149352· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 8.2%· as of 3 Nov 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.86
- valuation_snapshotsrent estimate 1450/mo (range 1350-1600)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -646/mo, -45% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 49 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
472 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£281,000£431,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£262/mo
Cash on cash: -2.6%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 68149352Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 8.2%Valuation edge · as of 3 Nov 2026
valuation_snapshotsrent estimate 1450/mo (range 1350-1600)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1350-1600)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 49 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£373,000

Rent Estimate (pcm)£1,450

Gross Yield4.64%

1y Growth-

3y Growth+1.0%

5y Growth+2.1%

10y Growth+2.4%

Last Sold Price£177,500 (2012-03-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0RH1 3PW

Approval Rate

-12mo

Development

low

26/01749/CAN
1. Hornbeam rear garden LHS - Crown Reduction. Reducing the height and spread of the tree by up to 2 metres. All pruning cuts shall be made to suitable secondary growth points and shall maintain a stable platform for the expected regrowth - Additional info - 1. 11x9m down 9x7m. 2. Oak rear garden LHS - Crown Reduction. Reducing the height and spread of the tree by up to 2 metres and crown lift to provide 1 metres clearance from neighbouring building. All pruning cuts shall be made to suitable secondary growth points and shall maintain a stable platform for the expected regrowth - ADDITIONAL INFORMATION 2. 12x10m down to 10x8m 3. Sycamore rear garden RHS - Crown Reduction. Reducing the height and spread of the tree by up to 2 metres. All pruning cuts shall be made to suitable secondary growth points and shall maintain a stable platform for the expected regrowth - Additional info 3. 11x9m down to 9x7m. Description of works - All work to maintain the trees size in relation to their location
Pending
26/00679/NMAMD1
Non material amendment. Application to reposition one of the 4 approved rooflights and add a new one on the other side of the roof ridge, above the stairwell.
Approved
26/01546/HHOLD
Demolition of existing external storage room to be replaced with construction of proposed new garage extension and conversion of existing workshop to a dressing room and en-suite shower room.
Pending

View Planning Timeline

Ownership

Corporate Ownership50.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-03-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,014

Population Density1,624 /km²

Owner Occupied72%

Age Distribution

0-15 22%16-64 65%65+ 13%

View Area Profile

Schools Nearby

Merstham Park School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Merstham Primary School
0.3 mi
Good
Furzefield Primary Academy
0.3 mi
Inspected as Furzefield Primary School (URN 125130) on 7 Mar 2023
Woodfield School
0.4 mi
Good

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

48 Worsted Green
-
£460k
-
60 Worsted Green
-
£364k
-
46 Worsted Green
-
£356k
-
48 Worsted Green
-
£383k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN