Flat B1, Chesham Heights, St Monicas Road, Kingswood, Tadworth, KT20 6DF

UPRN:68167747Flat/Maisonette2 bedsBuilt 2007 onwards

LeaseholdCouncil Tax: -EPC: B (83)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Flat B1, Chesham Heights, St Monicas Road, Kingswood, Tadworth, KT20 6DF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£376,000

£357k - £395kHigh

Estimate

£376k

Range

£357k – £395k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

5.29%

Verdict

Derived from HomePortfolio scores

Flat B1 earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

41/ 100

Mixed

Transit & Bike

Transit 4Bike 24

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£340,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,400-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £110,300
Net cash flow: -£109/mo
Cash on cash: -1.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£376,000

Rent Estimate (pcm)£1,500

Gross Yield5.29%

1y Growth-5.7%

3y Growth-0.3%

5y Growth-0.9%

10y Growth+1.0%

Last Sold Price£370,000 (2026-06-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT20 6DF

Approval Rate

-12mo

Development

low

26/01737/CAN
(T1) Oak - Heavily overhangs neighbouring property Inveralmond, The Glade. Reduce west side of crown by up to 3.5m to suitable growth so that final radial spread is 4.5m and final height is 18m, to mitigate wind stress and manage size and health of tree. (T2) Oak - Heavily overhangs neighbouring property Inveralmond, The Glade. Reduce West side of Crown by up to 3.5m to suitable growth so that final radial spread is 4.5m and final height is 18m, to mitigate wind stress and manage size and health of tree. (T3) Beech - Overhangs neighbouring property Inveralmond, The Glade. Reduce West side of Crown by up to 2m to suitable growth so that final radial spread is 5m and final height is 18m, to manage size and health of tree. (T4) Oak - Heavily overhangs and encroaching on neighbouring property Inveralmond, The Glade. Reduce West side of Crown by up to 2.5m to suitable growth so that final radial spread is 7m and final height is 18m, to manage size and health of tree. (T5) Oak - Heavily overhangs and encroaching on neighbouring property Inveralmond, The Glade. Reduce West side of Crown by up to 2.5m to suitable growth so that final radial spread is 7.5m and final height is 20m, to manage size and health of tree.
Pending
26/01735/PDE
Single storey rear extension. Max height 3.27m, height at eaves 3.27m and 5.57m extending beyond the rear wall.
Pending
26/01673/HHOLD
Erection of front entrance canopy.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.7%
Overseas OwnershipNo
Lease Term Remaining105 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2026-06-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,014

Population Density675 /km²

Owner Occupied90%

Age Distribution

0-15 16%16-64 60%65+ 24%

View Area Profile

Schools Nearby

The Children's Trust School
0.6 mi
OutstandingImproving
The Surrey Teaching Centre
0.6 mi
OutstandingConcerns
Tadworth Primary School
0.8 mi
Inspected as Tadworth Primary School (URN 125296) on 20 Mar 2024
Aberdour Preparatory School
1.0 mi
Inspected by ISI

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Chesham Heights St Monicas Road
-
£370k
-
Chesham Heights St Monicas Road
-
£300k
-
Chesham Heights St Monicas Road
-
£368k
-
Chesham Heights St Monicas Road
-
£420k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN