17 Station Yard, Waterhouse Lane, Kingswood, Tadworth, KT20 6EN

UPRN:68184065Semi-Detached Property4 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

17 Station Yard, Waterhouse Lane, Kingswood, Tadworth, KT20 6EN

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£778,000

£622k - £933kLow

Estimate

£778k

Range

£622k – £933k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

3.85%

Verdict

Derived from HomePortfolio scores

17 Station Yard earns an INVESTIGATE rating with HP Score 73/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (42/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

42/ 100

Mixed

Transit & Bike

Transit 4Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.9%; range width penalty ×0.71
- valuation_snapshotsrent estimate 2650/mo (range 2350-3000)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,663/mo, -63% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 7 Nov 2026
Risk & liquidity9.2/15
218 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£825,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,350-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £280,050
Net cash flow: -£950/mo
Cash on cash: -4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2650/mo (range 2350-3000)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 7 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 7 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2650/mo (range 2350-3000)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£778,000

Rent Estimate (pcm)£2,650

Gross Yield3.85%

1y Growth+14.3%

3y Growth-0.3%

5y Growth-0.9%

10y Growth+1.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT20 6EN

Approval Rate

-12mo

Development

low

26/01815/TPO
Fell one Lawson Cypress. The tree is located within close proximity to the clients property being on contact with the southern elevation and extending over the roof ridgeline and the tree is showing signs of decay.
Pending
26/01642/TPO
Ash- 1.5 metres of overhang (branch) to be cut back. Aspen - 1.7 metres of an overhanging branch to be cut back. Trees are directly behind garden and severely overhanging so require pruning. Debris from the trees is damaging our furniture and the branches are strangling our shrubs/trees.
Pending
26/01796/TPO
Beech tree- Reduce up to 2m laterally all around the crown including over the road. Crown lift up to 5m. Reduce long branched rowing over the road balance as required. The works are necessary to enhance the appearance of the tree, to balance the crown and to avoid high sided vehicles damaging the tree.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,014

Population Density675 /km²

Owner Occupied90%

Age Distribution

0-15 16%16-64 60%65+ 24%

View Area Profile

Schools Nearby

The Surrey Teaching Centre
0.6 mi
OutstandingConcerns
The Children's Trust School
0.6 mi
OutstandingImproving
Tadworth Primary School
0.7 mi
Inspected as Tadworth Primary School (URN 125296) on 20 Mar 2024
Aberdour Preparatory School
1.0 mi
Inspected by ISI

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Station Yard
-
£580k
-
9 Station Yard
-
£825k
-
6 Station Yard
-
£780k
-
4 Station Yard
-
£635k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN