10 Bank Terrace, Haydns Terrace, Stanningley, Pudsey, LS28 6JJ

UPRN:72012548Terrace Property2 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: D (58)

Data freshness:Listing· freshPrice Paid· freshEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

10 Bank Terrace, Haydns Terrace, Stanningley, Pudsey, LS28 6JJ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£208,000

£187k - £228kMedium

Estimate

£208k

Range

£187k – £228k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

6.30%

Verdict

Derived from HomePortfolio scores

10 Bank Terrace earns an INVESTIGATE rating with HP Score 70/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

46/ 100

Elevated

Walkability

78/ 100

High

Transit & Bike

Transit 14Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £52/mo
Cash on cash: 1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£208,000

Rent Estimate (pcm)£1,050

Gross Yield6.30%

1y Growth-

3y Growth+1.4%

5y Growth+3.2%

10y Growth+4.1%

Last Sold Price£114,000 (2008-07-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LS28 6JJ

Approval Rate

-12mo

Development

low

26/06132/DTM
Determination for the installation of 20m high street works monopole supporting 6no. antennas, 1no. 0.3m dish, 2no. equipment cabinets, 1no. meter cabinet, with associated ancillary development
Pending
26/06115/TR
T1 - Kohuhu Tree - Reduce the overall height by approximately 7ft, from 21ft to 14ft, pruning back to suitable growth points in accordance with good arboricultural practice.
Pending
26/06094/DTM
Determination for the erection of a replacement telecommunications base station which includes a 20-metre-high streetworks telecommunications monopole with built-in cabinet, supporting 9no. radio antennas, 2no. transmission dishes, 2no. GPS nodes and ancillary equipment along with 5no. ground-based cabinets and ancillary development upon the existing grass verge
Pending

View Planning Timeline