UPRN:72126344Detached HouseBeds -Built before 1900
Tenure: -Council Tax: Band EEPC: G (2)
Data freshness:●Listing· freshListing: fresh, refreshed 3d ago (2026-11-02T04:00:05.857782+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 4d ago (2026-11-01T14:19:56.894062+00:00)●Planning· 1mo agoPlanning: ageing, refreshed 1mo ago (2026-10-01T08:09:16.342311+00:00)●EPC· freshEPC: fresh, refreshed 4d ago (2026-11-01T06:29:25.864325+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 3mo agoSchools: stale, refreshed 3mo ago (2026-08-06T07:49:20.947654+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 4mo agoCouncil Tax: stale, refreshed 4mo ago (2026-07-03T07:41:16.386402+00:00)
HP Score
72
/ 100
Mixed
Verdict
3 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sources
Sale Estimate
£788,000
£709k - £866kMedium
Estimate
£788k
Range
£709k – £866k
Rent Estimate (pcm)
£3,100
£3k - £3k
Monthly
£3,100
Yield
5.95%
Verdict
Derived from HomePortfolio scores
45 Main Street earns an INVESTIGATE rating with HP Score 72/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Consent agreement or approval of conditions 3 (construction method statement), 4 (hard and soft landscaping), 7 (drainage), 8 (visibility splays) and 9 (refuse collection) of planning application 26/02678/FU
Pending
26/06057/FU
Alterations and extensions to detached dwelling, incorporating: demolition of garage structure and the erection of part single, part two storey extensions, with associated external fenestration alterations & associated external and internal works
Pending
26/04228/FU
Demolition of existing linked garage and raising of roof height to form a two storey fully detached dwelling with alterations including new windows and doors, installation of solar panels, timber detailing panels to front, hard and soft landscaping works to form new path and parking and bike store to rear
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
21
Low confidence1 independent sourceLead to verifyListing checked 2 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 21% above the ask. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +20.7% (MEDIUM), sold-comps +29.3%, £/sqft +29.3%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
valuation_snapshotsestimate for 72126344· as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 9.8%· as of 31 Oct 2026
Rental economics5.9/40
gross yield 6.0%; range width penalty ×0.78; the estimate this rent rides on sits 21% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 3100/mo (range 2750-3400)· as of 12 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 21% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield· as of 2 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -488/mo, -16% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 28 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.9/15
369 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£469,000£719,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£625,000
At the asking price
£3,100/mo
Evidenced range £2,750-£3,400
5.4%
75%
Cash required
£210,050
Net cash flow
£37/mo
Cash on cash
0.2%
Score at this price
21
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 72126344Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 9.8%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 3100/mo (range 2750-3400)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 21% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3100/mo (range 2750-3400)
Rental economics needs verification before you rely on it
sale estimate 21% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Rental economics · as of 2 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026