43 Stonegate Road, Leeds, LS6 4HZ

UPRN:72200856Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£359,000

£341k - £377kHigh

Estimate

£359k

Range

£341k – £377k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

8.17%

Verdict

Derived from HomePortfolio scores

43 Stonegate Road earns an INVESTIGATE rating with HP Score 72/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

40/ 100

Elevated

Walkability

75/ 100

High

Transit & Bike

Transit 40Bike 50

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 4 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM -0.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 72200856· as of 12 Oct 2026
Rental economics25.2/40
gross yield 8.2%; range width penalty ×1.00
- valuation_snapshotsrent estimate 2450/mo (range 2350-2600)· as of 12 Oct 2026· verify before relying on this
Stress margin6.2/30
stressed cash flow +152/mo, +6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 168 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
302 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £297,000

£270,000£414,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£360,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,350-£2,600

Interest rate5.4%

Loan to value75%

Cash required: £117,300
Net cash flow: £481/mo
Cash on cash: 4.9%
Score at this price: 46

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.02 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 72200856Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 2450/mo (range 2350-2600)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2450/mo (range 2350-2600)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 168 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £297,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£359,000

Rent Estimate (pcm)£2,450

Gross Yield8.17%

1y Growth-

3y Growth+3.9%

5y Growth+2.5%

10y Growth+4.7%

Last Sold Price£222,500 (2025-03-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1LS6 4HZ

Approval Rate

-12mo

Development

low

26/06197/TR
T34: To remove the lower epicormic growth. T35: To crown lift over Grove Road to give a 5.5m clearance from ground level and the limb over hanging the driveway. G40, T41 and T43: To remove any significant deadwood within the canopy. G40: To remove the lower epicormic from the sycamore in. T4, T43: To remove sub lateral branches overhanging Grove Road on to create a 5.5m clearance from the ground via recommendations on the tree report. T5: To carry out the work recommended on the tree report and in allowing a 2.5m clearance from the buildings and removing any significant dead wood within the crown. T16, T17: To reduce and shape both trees by approximately 15%. 1. T16 and T17, To reduce and shape both trees by approximately 1.5-2.5m. T 18: To remove the trunk thats almost touching the garage and prune back remaining branches to give a 2m clearance from the garages. T26: To re pollard back to previous points, approximately to a 7m single stem. G37: To reduce 2 Holly by approximately 20%. G37, To reduce the 2 hollys by approximately 2.5-3m.
Pending
26/05823/TR
T4 Lime: To be reduced in height by 5m T6 Lime: Remove. (See application form for additional information)
Pending
26/05771/FU
Demolition of a garage and additional hard standing to form extended parking and vehicle access; alterations to form dropped kerb and additional exit onto the highway; relocation of a bus stop
Pending

View Planning Timeline