69 Swarcliffe Avenue, Leeds, LS14 5LF

UPRN:72204342Semi-Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£195,000

£185k - £204kHigh

Estimate

£195k

Range

£185k – £204k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

8.27%

Verdict

Derived from HomePortfolio scores

69 Swarcliffe Avenue earns an INVESTIGATE rating with HP Score 70/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

66/ 100

Moderate

Transit & Bike

Transit 42Bike 59

Walk Score, out of 100

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 4 Nov 2026

Every component scored, and three or more independent sources agree.

Valuation edge2.5/15
claims [AVM -0.5% (HIGH), sold-comps +7.6%, £/sqft +7.5%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 72204342· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9%· as of 3 Nov 2026
Rental economics25.6/40
gross yield 8.3%; range width penalty ×0.98
- valuation_snapshotsrent estimate 1350/mo (range 1250-1400)· as of 9 Oct 2026· verify before relying on this
Stress margin2.6/30
stressed cash flow +36/mo, +3% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 209 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
349 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £161,500

£147,000£225,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£195,950

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £61,505
Net cash flow: £273/mo
Cash on cash: 5.3%
Score at this price: 45

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.04 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 72204342Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9%Valuation edge · as of 3 Nov 2026
valuation_snapshotsrent estimate 1350/mo (range 1250-1400)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 1350/mo (range 1250-1400)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 209 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £161,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£195,000

Rent Estimate (pcm)£1,350

Gross Yield8.27%

1y Growth-20.4%

3y Growth+5.5%

5y Growth+4.4%

10y Growth+5.7%

Last Sold Price£119,000 (2016-01-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LS14 5LF

Approval Rate

-12mo

Development

low

26/05875/FU
Demolition of existing detached dwelling, erection of one new detached dwelling, with new driveway and parking spaces to rear
Pending
26/9/00159/MOD
Reserved Matters Application for matters relating to appearance, landscaping, layout and scale of the residential dwellings including the provision of 250 dwellings pursuant to approval 20/04464/OT. NON-MATERIAL AMENDMENT to 22/07335/RM - NMA proposal
Pending
26/05735/FU
Single storey side and rear extensions
Pending

View Planning Timeline

Ownership

Corporate Ownership58.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-01-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,679

Population Density5,173 /km²

Owner Occupied44%

Age Distribution

0-15 22%16-64 65%65+ 13%

View Area Profile

Schools Nearby

Swarcliffe Primary School
0.1 mi
-
St Theresa's Catholic Primary School
0.4 mi
Good
Grimes Dyke Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Manston Primary
0.5 mi
Good

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

37 Swarcliffe Avenue
-
£180k
-
11 Swarcliffe Avenue
-
£73k
-
63 Swarcliffe Avenue
-
£230k
-
45 Swarcliffe Avenue
-
£190k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN