2 Victoria Terrace, Headingley, Leeds, LS6 4BE

UPRN:72222759Mid Terrace House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

2 Victoria Terrace, Headingley, Leeds, LS6 4BE

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£727,000

£691k - £764kHigh

Estimate

£727k

Range

£691k – £764k

Rent Estimate (pcm)

£5,150

£5k - £5k

Monthly

£5,150

Yield

9.51%

Verdict

Derived from HomePortfolio scores

2 Victoria Terrace earns an INVESTIGATE rating with HP Score 83/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

86/ 100

Excellent

Transit & Bike

Transit 34Bike 56

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 4 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +10.6% (HIGH), sold-comps -70.6%, £/sqft -70.8%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 72222759· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 19.3%· as of 29 Oct 2026
Rental economics35.6/40
gross yield 9.5%; range width penalty ×0.99
- valuation_snapshotsrent estimate 5150/mo (range 4850-5400)· as of 12 Oct 2026· verify before relying on this
Stress margin17.7/30
stressed cash flow +913/mo, +18% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 41 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
302 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £552,500

£487,500£747,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£5,150/mo

Evidenced range £4,850-£5,400

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: £1,372/mo
Cash on cash: 7.5%
Score at this price: 68

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 72222759Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 19.3%Valuation edge · as of 29 Oct 2026
valuation_snapshotsrent estimate 5150/mo (range 4850-5400)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 5150/mo (range 4850-5400)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 41 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £552,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£727,000

Rent Estimate (pcm)£5,150

Gross Yield9.51%

1y Growth-

3y Growth+3.9%

5y Growth+2.5%

10y Growth+4.7%

Last Sold Price£444,000 (2016-02-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1LS6 4BE

Approval Rate

-12mo

Development

low

26/06197/TR
T34: To remove the lower epicormic growth. T35: To crown lift over Grove Road to give a 5.5m clearance from ground level and the limb over hanging the driveway. G40, T41 and T43: To remove any significant deadwood within the canopy. G40: To remove the lower epicormic from the sycamore in. T4, T43: To remove sub lateral branches overhanging Grove Road on to create a 5.5m clearance from the ground via recommendations on the tree report. T5: To carry out the work recommended on the tree report and in allowing a 2.5m clearance from the buildings and removing any significant dead wood within the crown. T16, T17: To reduce and shape both trees by approximately 15%. 1. T16 and T17, To reduce and shape both trees by approximately 1.5-2.5m. T 18: To remove the trunk thats almost touching the garage and prune back remaining branches to give a 2m clearance from the garages. T26: To re pollard back to previous points, approximately to a 7m single stem. G37: To reduce 2 Holly by approximately 20%. G37, To reduce the 2 hollys by approximately 2.5-3m.
Pending
26/05823/TR
T4 Lime: To be reduced in height by 5m T6 Lime: Remove. (See application form for additional information)
Pending
26/06053/FU
Fence to front, side and rear
Pending

View Planning Timeline