4 Well Garth Bank, Leeds, LS13 1EW

UPRN:72225042Semi-Detached House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band CEPC: E (54)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£323,000

£307k - £339kHigh

Estimate

£323k

Range

£307k – £339k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

6.38%

Verdict

Derived from HomePortfolio scores

4 Well Garth Bank earns an INVESTIGATE rating with HP Score 70/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (42/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

42/ 100

Mixed

Transit & Bike

Transit 46Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£320,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,550-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £103,300
Net cash flow: £97/mo
Cash on cash: 1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.57 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£323,000

Rent Estimate (pcm)£1,700

Gross Yield6.38%

1y Growth+111.4%

3y Growth+2.3%

5y Growth+4.1%

10y Growth+4.7%

Last Sold Price£140,000 (2024-06-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LS13 1EW

Approval Rate

-12mo

Development

low

26/06180/TR
T1- Sycamore. Remove epicormic growth growing on the applicants garden side to 4 meters. Draw back upper canopy growing over the applicants garden by 1 meter from 4 meters from trunk to 3 meters from trunk.
Pending
26/06225/TR
T1 Sycamore: Remove to ground level. (see application for additional information).
Pending
26/05964/CLP
Certificate of Proposed Lawful Development for a single storey side extension.
Approved

View Planning Timeline

Ownership

Corporate Ownership68.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-06-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,679

Population Density2,360 /km²

Owner Occupied66%

Age Distribution

0-15 18%16-64 65%65+ 17%

View Area Profile

Schools Nearby

Whitecote Primary School
0.5 mi
GoodConcerns
Bramley Park Academy
0.6 mi
Outstanding
Summerfield Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Leeds West Academy
0.7 mi
Inspected as Intake High School Arts College (URN 108070) on 30 Apr 2008

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Well Garth Bank
-
£140k
-
22 Well Garth Bank
-
£379k
-
19 Well Garth Bank
-
£340k
-
23 Well Garth Bank
-
£340k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN