25 White Laithe Walk, Leeds, LS14 2ER

UPRN:72260139Semi-Detached House3 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band BEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£235,000

£224k - £247kHigh

Estimate

£235k

Range

£224k – £247k

Rent Estimate (pcm)

£1,600

£2k - £2k

Monthly

£1,600

Yield

8.35%

Verdict

Derived from HomePortfolio scores

25 White Laithe Walk earns an INVESTIGATE rating with HP Score 65/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (43/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

43/ 100

Mixed

Transit & Bike

Transit 35Bike 42

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 30 Oct 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +2.1% (HIGH), sold-comps -17.3%, £/sqft -17.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 72260139· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12%· as of 24 Oct 2026
Rental economics26.8/40
gross yield 8.3%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1600/mo (range 1550-1700)· as of 9 Oct 2026· verify before relying on this
Stress margin4.7/30
stressed cash flow +76/mo, +5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 404 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.7/15
349 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £190,000

£172,500£264,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,550-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: £331/mo
Cash on cash: 5.5%
Score at this price: 46

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.06 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 72260139Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12%Valuation edge · as of 24 Oct 2026
valuation_snapshotsrent estimate 1600/mo (range 1550-1700)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1550-1700)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 404 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £190,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£235,000

Rent Estimate (pcm)£1,600

Gross Yield8.35%

1y Growth-

3y Growth+5.5%

5y Growth+4.4%

10y Growth+5.7%

Last Sold Price£136,000 (2016-09-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LS14 2ER

Approval Rate

-12mo

Development

low

26/05816/FU
Demolition of existing side extension; construction of single storey side extension
Pending
26/05156/FU
Retrospective application for InPost Parcel Locker to the front
Pending
26/05128/COND
Consent, agreement or approval required by condition 28 (BEMP) of Planning Application 12/02571/OT
Pending

View Planning Timeline