37 Silverdale Avenue, Guiseley, Leeds, LS20 8BD

UPRN:72294324-Beds -Built 1930-1949

Tenure: -Council Tax: Band CEPC: D (68)

Data freshness:Price Paid· freshPlanning· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

37 Silverdale Avenue, Guiseley, Leeds, LS20 8BD

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£332,000

£266k - £398kLow

Estimate

£332k

Range

£266k – £398k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

3.65%

Verdict

Derived from HomePortfolio scores

37 Silverdale Avenue earns an INVESTIGATE rating with HP Score 82/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

75/ 100

High

Transit & Bike

Transit 32Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.7%; range width penalty ×0.91
- valuation_snapshotsrent estimate 1400/mo (range 1300-1500)· as of 10 Oct 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 30 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,042/mo, -74% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Risk & liquidity9.3/15
149 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£460,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £152,300
Net cash flow: -£583/mo
Cash on cash: -4.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1400/mo (range 1300-1500)Rental economics · as of 10 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 30 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1400/mo (range 1300-1500)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£332,000

Rent Estimate (pcm)£1,400

Gross Yield3.65%

1y Growth+34.4%

3y Growth+4.5%

5y Growth+0.1%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1LS20 8BD

Approval Rate

100%12mo

Development

low

26/06198/TR
T1 Ash: Reduce crown by approx 2m. The tree stands at 10-12m in height with a canopy spread of 6-10m. (see attached photo).
Pending
26/06090/DHH
4.00m single storey rear extension, 3.80m to ridge height and 2.61m to eaves
Pending
26/06086/TR
T1 to T3, Group G3 (Group consisting of 4 Sycamore Trees) T1 Sycamore - Crown reduction of approximately 2 metres in height and lateral spread, pruning back to suitable growth points, to leave a balanced crown. Removal of deadwood over 25mm diameter. T2 Sycamore - Crown lift to 5.2 metres above ground level over Station road and Station Pub car park, to provide clearance for vehicles and pedestrians. T3 Sycamore - Cut back overhanging branches by up to 2 metres to give 1.5 - 2 metres clearance from the building roof / gutters / walls of Fountain Works.
Pending

View Planning Timeline

Ownership

Corporate Ownership57.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,679

Population Density3,659 /km²

Owner Occupied85%

Age Distribution

0-15 20%16-64 59%65+ 21%

View Area Profile

Schools Nearby

Guiseley School
0.2 mi
Good
St. Oswald's CofE Primary School
0.3 mi
Inspected as St. Oswald's CofE Primary School (URN 108008) on 6 Dec 2023
Guiseley Primary School
0.4 mi
Good
Green Meadows Academy
0.4 mi
Good

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

35 Silverdale Avenue
-
£433k
-
26 Silverdale Avenue
-
£270k
-
9 Silverdale Avenue
-
£180k
-
12 Silverdale Avenue
-
£275k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN