Swinnow Lodge, York Road, Wetherby, LS22 5EG

UPRN:72337816Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Swinnow Lodge, York Road, Wetherby, LS22 5EG

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£462,000

£370k - £554kLow

Estimate

£462k

Range

£370k – £554k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

5.40%

Verdict

Derived from HomePortfolio scores

Swinnow Lodge earns an INVESTIGATE rating with HP Score 54/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (14/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

54/ 100

Elevated

Walkability

14/ 100

Low

Transit & Bike

Transit 10Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

12 live new-build plots advertised against one placeholder UPRN (£299,995-£780,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£399,995

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,650-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £131,299
Net cash flow: -£104/mo
Cash on cash: -0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£462,000

Rent Estimate (pcm)£1,800

Gross Yield5.40%

1y Growth-

3y Growth+4.3%

5y Growth+0.1%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3LS22 5EG

Approval Rate

-12mo

Development

low

26/05839/COND
Consent, agreement or approval required by conditions 5 (Landscape Management Plan), 6 (Housing Mix), 7 (Accessible Housing), 8 (Minimum Internal Space Standards), 9 (Phase II Site Investigation and Remediation ), 12 (Imported Soil and Soil Suitability ), 13 (Electric Vehicle Charging Facilities), 14 (Pedestrian and Cycle Routes), 26 (Biodiversity Enhancement and Management Plan), 27 (Integral Bat Roosting and Bird Nesting Features) and 29 (Climate Change and Low-Carbon Measures) of Planning Application 20/02494/OT
Pending
26/05813/COND
Consent, agreement or approval of condition 11 (Construction Env Management Plan) of planning application 17/02594/OT
Pending
26/05641/COND
Consent, agreement, or approval required by Condition 12 (Construction Practice) of Planning Application 24/06756/RM
Pending

View Planning Timeline

Ownership

Corporate Ownership63%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,679

Population Density-

Owner Occupied53%

Age Distribution

0-15 13%16-64 55%65+ 32%

View Area Profile

Schools Nearby

St James' Church of England Voluntary Controlled Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Wetherby High School
0.8 mi
Good
Deighton Gates Primary School
1.1 mi
Good
Crossley Street Primary School
1.1 mi
Outstanding

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

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Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN