Flat 4, Gilead House Farm, Gelderd Road, Gildersome, Morley, Leeds, LS27 7LS

UPRN:72356794Converted Flat1 bedsBuilt 2003-2006

LeaseholdCouncil Tax: -EPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 4, Gilead House Farm, Gelderd Road, Gildersome, Morley, Leeds, LS27 7LS

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£128,000

£102k - £154kLow

Estimate

£128k

Range

£102k – £154k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

9.33%

Verdict

Derived from HomePortfolio scores

Flat 4 earns an INVESTIGATE rating with HP Score 68/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

33/ 100

Mixed

Transit & Bike

Transit 14Bike 14

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics40/40
gross yield 11.3% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 850/mo (tenanted)· as of 3 Nov 2026
Stress margin13.5/30
stressed cash flow +115/mo, +14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Risk & liquidity9.1/15
497 sales/12mo in area; valuation range width 41%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£90,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £28,300
Net cash flow: £181/mo
Cash on cash: 7.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

listing_factscontractual rent 850/mo (tenanted)Rental economics · as of 3 Nov 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£128,000

Rent Estimate (pcm)£700

Gross Yield9.33%

1y Growth-

3y Growth+0.8%

5y Growth+1.1%

10y Growth+4.1%

Last Sold Price£70,000 (2007-03-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LS27 7LS

Approval Rate

-12mo

Development

low

26/05843/DAG
Determination for an agricultural building for storage of machinery
Pending
26/05883/COND
Consent, agreement, or approval required by condition 4 (BREEAM certification) of application 25/06850/RM
Pending
26/05386/COND
Consent, agreement or approval of condition 34 (Verification Report) to planning application 12/02470/OT
Pending

View Planning Timeline

Ownership

Corporate Ownership61.7%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2007-03-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,679

Population Density545 /km²

Owner Occupied86%

Age Distribution

0-15 16%16-64 59%65+ 25%

View Area Profile

Schools Nearby

Gildersome Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Asquith Primary School
0.5 mi
GoodConcerns
Birchfield Primary School
0.7 mi
Good
Morley Victoria Primary School
0.9 mi
Inspected as Morley Victoria Primary School (URN 107866) on 6 Dec 2023

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Gilead House Gelderd Road
-
£925k
-
Gilead House Gelderd Road
-
£88k
-
Cricket Hill Cottage Gelderd Road
-
£160k
-
Gilead House Gelderd Road
-
£100k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN