4 Midgley Farm Yard, East Busk Lane, Otley, LS21 1DU

UPRN:72513058Semi-Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band FEPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

4 Midgley Farm Yard, East Busk Lane, Otley, LS21 1DU

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£914,000

£731k - £1.10MLow

Estimate

£914k

Range

£731k – £1.10M

Rent Estimate (pcm)

£3,700

£3k - £4k

Monthly

£3,700

Yield

5.07%

Verdict

Derived from HomePortfolio scores

4 Midgley Farm Yard earns an INVESTIGATE rating with HP Score 53/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

46/ 100

Elevated

Walkability

0/ 100

Low

Transit & Bike

Transit 4Bike 4

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -6.2%, £/sqft -6.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.7%· as of 12 Oct 2026
Rental economics0.5/40
gross yield 5.1%; range width penalty ×0.82
- valuation_snapshotsrent estimate 3700/mo (range 3350-4050)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,102/mo, -30% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 52 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity9.2/15
199 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£656,000£1,006,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£875,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,350-£4,050

Interest rate5.4%

Loan to value75%

Cash required: £297,550
Net cash flow: -£392/mo
Cash on cash: -1.6%
Score at this price: 10

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.7%Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 3700/mo (range 3350-4050)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3700/mo (range 3350-4050)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 52 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£914,000

Rent Estimate (pcm)£3,700

Gross Yield5.07%

1y Growth-

3y Growth+5.7%

5y Growth+3.8%

10y Growth+3.5%

Last Sold Price£615,000 (2015-06-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LS21 1DU

Approval Rate

-12mo

Development

low

26/04607/N1490
Overhead lines
Approved
26/04323/TR
5 Day Notice - Removal of Cherry Tree
Approved
26/02343/FU
Single storey infill extension to rear
Current

View Planning Timeline

Ownership

Corporate Ownership76.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-06-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,679

Population Density340 /km²

Owner Occupied64%

Age Distribution

0-15 14%16-64 60%65+ 26%

View Area Profile

Schools Nearby

Otley All Saints CofE Primary School
0.7 mi
Good
St Joseph's Catholic Primary School, Otley
1.2 mi
Good
Otley Prince Henry's Grammar School Specialist Language College
1.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Otley the Whartons Primary School
1.4 mi
Inspected as Otley the Whartons Primary School (URN 107881) on 10 Nov 2022

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Midgley Farm Yard East Busk Lane
-
£602k
-
Midgley Farm East Busk Lane
-
£149k
-
Midgley Farm Yard East Busk Lane
-
£615k
-
Midgeley Farm East Busk Lane
-
£583k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN