6 Church Street, Boston Spa, Wetherby, LS23 6DN

UPRN:72741221Detached House4 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band EEPC: C (73)

Data freshness:Listing· freshPlanning· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

6 Church Street, Boston Spa, Wetherby, LS23 6DN

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£612,000

£581k - £642kHigh

Estimate

£612k

Range

£581k – £642k

Rent Estimate (pcm)

£2,300

£2k - £3k

Monthly

£2,300

Yield

5.02%

Verdict

Derived from HomePortfolio scores

6 Church Street earns an INVESTIGATE rating with HP Score 82/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

72/ 100

High

Transit & Bike

Transit 22Bike 35

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +10.1% (HIGH), sold-comps +12.1%, £/sqft +12.2%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 72741221· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 23.9%· as of 6 Nov 2026
Rental economics0.1/40
gross yield 5.0%; range width penalty ×0.77
- valuation_snapshotsrent estimate 2300/mo (range 2050-2550)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -760/mo, -33% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 4 price cut(s), 444 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
93 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£412,500£632,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,050-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£264/mo
Cash on cash: -1.7%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.24 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 72741221Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 23.9%Valuation edge · as of 6 Nov 2026
valuation_snapshotsrent estimate 2300/mo (range 2050-2550)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2300/mo (range 2050-2550)
Seller motivation could not be scored
context, not scored: 4 price cut(s), 444 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
4 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£612,000

Rent Estimate (pcm)£2,300

Gross Yield5.02%

1y Growth-

3y Growth+7.0%

5y Growth+5.2%

10y Growth+3.5%

Last Sold Price£32,000 (1995-11-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

6LS23 6DN

Approval Rate

50%12mo

Development

low

26/06069/FU
Single storey link extension between dwelling and garage; single storey front extension to garage and rooms in roof space above; part conversion of existing garage to habitable rooms; associated new dormer window to side; alterations to driveway
Pending
26/06140/FU
Variation of condition 2 (Approved plans) to previously approved Planning Application 25/05927/FU for amendments to the internal arrangement including revised room arrangements, kitchen and sanitary facilities, partitions, internal doors and openings, stair-headroom alterations, chandelier support and basement wall finishes
Pending
26/06058/LI
Variation of condition 2 (Approved Plans) to previously approved Planning Application 25/05928/LI for amendments to the internal arrangement including revised room arrangements, kitchen and sanitary facilities, partitions, internal doors and openings, stair-headroom alterations, chandelier support and basement wall finishes
Pending

View Planning Timeline

Ownership

Corporate Ownership74.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1995-11-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,679

Population Density1,598 /km²

Owner Occupied75%

Age Distribution

0-15 15%16-64 57%65+ 28%

View Area Profile

Schools Nearby

Primrose Lane Primary School
0.2 mi
Requires improvement
St Edward's Catholic Primary School, Boston Spa
0.3 mi
Good
St John's Catholic Specialist School, Boston Spa
0.4 mi
Good
St Mary's Church of England Controlled Primary School Boston Spa
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

6 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

32B Church Street
-
£190k
-
64 Church Street
-
£265k
-
60 Church Street
-
£320k
-
32C Church Street
-
£145k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN