4 Somersall Willows, Chesterfield, S40 3SR

UPRN:74012103Detached House6 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band HEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

4 Somersall Willows, Chesterfield, S40 3SR

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,310,000

£1.05M - £1.57MLow

Estimate

£1.31M

Range

£1.05M – £1.57M

Rent Estimate (pcm)

£5,100

£5k - £6k

Monthly

£5,100

Yield

2.72%

Verdict

Derived from HomePortfolio scores

4 Somersall Willows earns an INVESTIGATE rating with HP Score 65/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (16/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

16/ 100

Low

Transit & Bike

Transit 17Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,250,000

At the asking price

Monthly rent£5,100/mo

Evidenced range £4,600-£5,650

Interest rate5.4%

Loan to value75%

Cash required: £860,050
Net cash flow: -£4,063/mo
Cash on cash: -5.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.67 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,310,000

Rent Estimate (pcm)£5,100

Gross Yield2.72%

1y Growth-

3y Growth-0.8%

5y Growth+0.5%

10y Growth+2.9%

Last Sold Price£1,000,000 (2011-12-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0S40 3SR

Approval Rate

-12mo

Development

low

CHE/26/01006/HOU
Single storey rear extension and single storey side extension
Pending
CHE/26/00907/ADV
Installation of signage to the front elevation
Pending
CHE/26/00908/HOU
Rear single storey extension
Pending

View Planning Timeline