27 Alford Close, Chesterfield, S40 1YP

UPRN:74019784Flat/Maisonette2 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band AEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£119,000

£107k - £131kMedium

Estimate

£119k

Range

£107k – £131k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

6.24%

Verdict

Derived from HomePortfolio scores

27 Alford Close earns an INVESTIGATE rating with HP Score 76/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

55/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

78/ 100

High

Transit & Bike

Transit 33Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £28/mo
Cash on cash: 0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£119,000

Rent Estimate (pcm)£650

Gross Yield6.24%

1y Growth-

3y Growth-0.8%

5y Growth+0.5%

10y Growth+2.9%

Last Sold Price£100,000 (2015-09-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0S40 1YP

Approval Rate

-12mo

Development

low

CHE/26/00992/HOU
Demolition of side porch and proposed 2 storey side extension and single storey rear extension with conversion of existing garage and installation of front gates
Pending
CHE/26/00907/ADV
Installation of signage to the front elevation
Pending
CHE/26/00900/TPO
Removal of trees T1-T18
Pending

View Planning Timeline