12 Healaugh Way, Chesterfield, S40 2UU

UPRN:74028101Detached House3 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band CEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£276,000

£262k - £290kHigh

Estimate

£276k

Range

£262k – £290k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

4.55%

Verdict

Derived from HomePortfolio scores

12 Healaugh Way earns an INVESTIGATE rating with HP Score 80/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

78/ 100

High

Transit & Bike

Transit 29Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£290,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,000-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £92,800
Net cash flow: -£217/mo
Cash on cash: -2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£276,000

Rent Estimate (pcm)£1,100

Gross Yield4.55%

1y Growth+12.5%

3y Growth-0.8%

5y Growth+0.5%

10y Growth+2.9%

Last Sold Price£175,500 (2016-03-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1S40 2UU

Approval Rate

100%12mo

Development

low

CHE/26/00881/ADV
Signage consisting of various signage types including 2 No. flexboxes with digitally printed skins, 9 No. Folded aluminium panels, Flat cut aluminium shapes/letters, and various window vinyls
Pending
CHE/26/00842/FUL
Provision of external garden centre, erection of fence with security netting including emergence access gate and construction of pedestrian access and ramp between existing store and new garden centre
Pending
CHE/26/00708/CLOPUD
Construction of a single-storey timber log cabin outbuilding within the rear curtilage of the residential dwelling
Rejected

View Planning Timeline