60 Central Street, Chesterfield, S41 0SE

UPRN:74029359Mid Terrace House2 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band AEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

60 Central Street, Chesterfield, S41 0SE

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£142,000

£135k - £149kHigh

Estimate

£142k

Range

£135k – £149k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

6.43%

Verdict

Derived from HomePortfolio scores

60 Central Street earns an INVESTIGATE rating with HP Score 74/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

67/ 100

Moderate

Transit & Bike

Transit 19Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £47/mo
Cash on cash: 1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.59 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£142,000

Rent Estimate (pcm)£750

Gross Yield6.43%

1y Growth-

3y Growth+0.0%

5y Growth+0.6%

10y Growth+3.5%

Last Sold Price£145,000 (2021-10-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0S41 0SE

Approval Rate

-12mo

Development

low

CHE/26/00956/DOC
Discharge of conditions 6 (Construction Management Plan), 7 (Scheme for surface water drainage), 8 (Foul surface water drainage), 9 (Landscaping), 10 (Habitat Management and Monitoring Plan), 11 (Construction Environmental Management Plan), 12 (Lighting scheme), 13 (Species Enhancement Plan) and 16 (Cycle parking) of application CHE/24/00777/FUL- Change of use of land to holiday lodge site to provide 15 lodges, reception/shop/maintenance building and children's play area
Pending
CHE/26/00881/ADV
Signage consisting of various signage types including 2 No. flexboxes with digitally printed skins, 9 No. Folded aluminium panels, Flat cut aluminium shapes/letters, and various window vinyls
Pending
CHE/26/00842/FUL
Provision of external garden centre, erection of fence with security netting including emergence access gate and construction of pedestrian access and ramp between existing store and new garden centre
Pending

View Planning Timeline

Ownership

Corporate Ownership63.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-10-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,621

Population Density-

Owner Occupied74%

Age Distribution

0-15 16%16-64 64%65+ 20%

View Area Profile

Schools Nearby

Hasland Infant School
0.4 mi
Good
Hady Primary School
0.5 mi
Inspected as Hady Primary School (URN 112665) on 24 Apr 2024
Spire Junior School
0.5 mi
Good
St Peter and St Paul School
0.6 mi
Inspected by ISI

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Central Street
-
£141k
-
16 Central Street
-
£182k
-
11 Central Street
-
£140k
-
15 Central Street
-
£115k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN