25 London Street, New Whittington, Chesterfield, S43 2AQ

UPRN:74033483Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (64)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 2mo agoArea· Census 2021

25 London Street, New Whittington, Chesterfield, S43 2AQ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£150,000

£135k - £165kMedium

Estimate

£150k

Range

£135k – £165k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

9.50%

Verdict

Derived from HomePortfolio scores

25 London Street earns an INVESTIGATE rating with HP Score 67/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

14/ 100

Low

Walkability

45/ 100

Mixed

Transit & Bike

Transit 24Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £253/mo
Cash on cash: 8.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£150,000

Rent Estimate (pcm)£950

Gross Yield9.50%

1y Growth-

3y Growth+0.8%

5y Growth+1.5%

10y Growth+3.5%

Last Sold Price£103,000 (2014-09-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0S43 2AQ

Approval Rate

-12mo

Development

low

CHE/26/01003/TPO
Felling of T64, T67, T69 and T70 (Sycamore)
Pending
CHE/26/00882/HOU
Side extension to the existing dwelling
Pending
CHE/26/00695/TPO
Works to T55 (Sycamore)
Conditions

View Planning Timeline

Ownership

Corporate Ownership65.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-09-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,621

Population Density-

Owner Occupied66%

Age Distribution

0-15 15%16-64 65%65+ 20%

View Area Profile

Schools Nearby

New Whittington Community Primary School
0.1 mi
Good
Whittington Green School
0.4 mi
Good
Mary Swanwick Primary School
0.8 mi
GoodConcerns
Brimington Junior School
0.9 mi
Inspected as Brimington Junior School (URN 112517) on 14 Jan 2014

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

85 London Street
-
£172k
-
7 London Street
-
£113k
-
35 London Street
-
£130k
-
12 London Street
-
£119k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN