43 Whittington Hill, Old Whittington, Chesterfield, S41 9EZ

UPRN:74042681Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

43 Whittington Hill, Old Whittington, Chesterfield, S41 9EZ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£149,000

£141k - £156kHigh

Estimate

£149k

Range

£141k – £156k

Rent Estimate (pcm)

£800

£750 - £850

Monthly

£800

Yield

6.86%

Verdict

Derived from HomePortfolio scores

43 Whittington Hill earns an INVESTIGATE rating with HP Score 67/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

33/ 100

Moderate

Walkability

67/ 100

Moderate

Transit & Bike

Transit 24Bike 41

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£139,950

At the asking price

Monthly rent£800/mo

Evidenced range £750-£850

Interest rate5.4%

Loan to value75%

Cash required: £43,585
Net cash flow: £82/mo
Cash on cash: 2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£149,000

Rent Estimate (pcm)£800

Gross Yield6.86%

1y Growth-

3y Growth+0.0%

5y Growth+0.6%

10y Growth+3.5%

Last Sold Price£120,000 (2005-10-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0S41 9EZ

Approval Rate

-12mo

Development

low

CHE/26/00959/HOU
Installation of external wheelchair lift
Pending
CHE/26/00951/CLUD
Use of the land for the storage of equipment, machinery, supplies and vehicles (Use Class B8)
Pending
CHE/26/00869/LHE
Single storey rear extension following demolition of existing conservatory - materials to match existing house Extension to project from rear wall of original dwelling by 3.25m, 3m to the eaves, 3m maximum height
Pending

View Planning Timeline

Ownership

Corporate Ownership63.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-10-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,621

Population Density1,052 /km²

Owner Occupied64%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

Mary Swanwick Primary School
0.4 mi
GoodConcerns
Whittington Moor Nursery and Infant Academy
0.4 mi
Good
Holly House Special School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Cavendish Junior School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

103 Whittington Hill
-
£179k
-
53 Whittington Hill
-
£158k
-
59 Whittington Hill
-
£138k
-
47 Whittington Hill
-
£105k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN