3 Inkersall Farm Cottages, Inkersall Road, Staveley, Chesterfield, S43 3YJ

UPRN:74058653TerracedBeds -Built -

FreeholdCouncil Tax: -EPC: -

Data freshness:Price Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

3 Inkersall Farm Cottages, Inkersall Road, Staveley, Chesterfield, S43 3YJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£222,000

£200k - £244kMedium

Estimate

£222k

Range

£200k – £244k

Rent Estimate (pcm)

£1,400

£1k - £1k

Monthly

£1,400

Yield

4.94%

Verdict

Derived from HomePortfolio scores

3 Inkersall Farm Cottages earns an INVESTIGATE rating with HP Score 56/100. Investment score 42/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

42/ 100

Mixed

Crime Score

31/ 100

Moderate

Walkability

20/ 100

Low

Transit & Bike

Transit 10Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

11 live new-build plots advertised against one placeholder UPRN (£254,995-£457,995) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£339,995

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,350-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £110,299
Net cash flow: -£178/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£222,000

Rent Estimate (pcm)£1,400

Gross Yield4.94%

1y Growth-

3y Growth+0.8%

5y Growth+1.5%

10y Growth+3.5%

Last Sold Price£47,500 (1997-06-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0S43 3YJ

Approval Rate

-12mo

Development

low

CHE/26/00664/HOU
Proposed ground floor, single storey, flat roofed extension to existing bungalow, to form ensuite
Conditions
CHE/26/00422/FUL
Erection of 2 number 2 bedroom semi-detached bungalows
Pending
CHE/26/00352/FUL
Erection of garden out-building to provide ancillary living accommodation
Conditions

View Planning Timeline

Ownership

Corporate Ownership65.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-06-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,621

Population Density-

Owner Occupied58%

Age Distribution

0-15 22%16-64 58%65+ 20%

View Area Profile

Schools Nearby

Springwell Community College
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Inkersall Spencer Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Joseph's Catholic and CofE (VA) Primary School
0.7 mi
Good
Duckmanton Primary School
0.7 mi
Inspected as Duckmanton Primary School (URN 112630) on 22 Nov 2022

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Inkersall Farm Cottage Inkersall Road
-
£245k
-
Inkersall Farm Cottage Inkersall Road
-
£195k
-
Hilltop Inkersall Road
-
£125k
-
Inkersall Farm Cottage Inkersall Road
-
£48k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN