Garden Cottage, Main Street, Maids Moreton, Buckingham, MK18 1QW

UPRN:766245709Bungalow Property4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: C (74)

Data freshness:Price Paid· freshPlanning· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Garden Cottage, Main Street, Maids Moreton, Buckingham, MK18 1QW

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£648,000

£615k - £680kHigh

Estimate

£648k

Range

£615k – £680k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

4.71%

Verdict

Derived from HomePortfolio scores

Garden Cottage earns an INVESTIGATE rating with HP Score 68/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

18/ 100

Low

Transit & Bike

Transit 12Bike 20

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,300-£2,800

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£428/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£648,000

Rent Estimate (pcm)£2,550

Gross Yield4.71%

1y Growth-

3y Growth-1.2%

5y Growth+0.9%

10y Growth+1.8%

Last Sold Price£542,500 (2015-10-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1MK18 1QW

Approval Rate

0%12mo

Development

low

PL/26/07772/AV
Display and replacement of freestanding, exterior, single-sided, non-illuminated entrance sign to Vitalograph. 2000mm x 900mm aluminium panel with powder coated finish and vinyl face decorated. Erected on two poles with the full sign height being 2000mm (retrospective).
Pending
PL/26/07753/KA
Fell 8 x Leylandi trees
Pending
PL/26/07683/CONDA
Application for approval of details subject to conditions 4 (paint finishes), 5 (viability splays), 6 (parking and maneuvering), 7 (cycle parking), 8 (electric vehicle charging), 10 (biodiversity features), 12 (slab levels), 16 (energy statement), 17 (footway surface details) of planning approval 23/02608/APP.
Pending

View Planning Timeline

Ownership

Corporate Ownership71.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-10-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,937

Population Density47 /km²

Owner Occupied77%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

Maids Moreton Church of England School
0.2 mi
Outstanding
Buckingham Primary School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Bourton Meadow Academy
1.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St James and St John CofE Primary School
1.2 mi
GoodConcerns

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Chestnut Cottage Main Street
-
£683k
-
Garden Cottage Main Street
-
£543k
-
Old Bakehouse Cottage Main Street
-
£156k
-
Old Bakehouse Cottage Main Street
-
£163k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN