25 Oat Close, Aylesbury, HP21 9LN

UPRN:766295904Purpose Built Flat1 bedsBuilt 1991-1995

LeaseholdCouncil Tax: Band BEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£149,000

£142k - £157kHigh

Estimate

£149k

Range

£142k – £157k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

8.44%

Verdict

Derived from HomePortfolio scores

25 Oat Close earns an INVESTIGATE rating with HP Score 64/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (4/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

4/ 100

Low

Transit & Bike

Transit 15Bike 17

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesLead to verifyListing checked 2 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +9.4% (HIGH), sold-comps +12.3%, £/sqft +12.6%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 766295904· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 14.4%· as of 1 Nov 2026
Rental economics27.3/40
gross yield 8.4%; range width penalty ×0.99
- valuation_snapshotsrent estimate 950/mo (range 900-1000)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1/mo, -0% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 2 price cut(s), 379 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
306 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £104,500

£101,000£155,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£135,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £42,000
Net cash flow: £202/mo
Cash on cash: 5.8%
Score at this price: 44

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.09 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 766295904Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 14.4%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 950/mo (range 900-1000)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 900-1000)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £104,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£149,000

Rent Estimate (pcm)£950

Gross Yield8.44%

1y Growth-

3y Growth+1.1%

5y Growth+2.6%

10y Growth+3.0%

Last Sold Price£95,000 (2010-01-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HP21 9LN

Approval Rate

-12mo

Development

low

PL/26/08381/HS2
In accordance with requirements of Paragraph 9(1) of Schedule 17 to the High Speed Rail (London - West Midlands) Act 2017, the nominated undertaker hereby requests approval for Work Nos. 2/43 and 2/47 described in Schedule 1 of the HS2 (London - West Midlands) Act 2017 to BE BROUGHT INTO USE
Pending
PL/26/08389/HS2
Plans and specifications submission under Schedule 17 of the High Speed Rail (London - West Midlands) Act 2017 for works comprising: - Footpath SMA/16 Accommodation Overbridge and associated earthworks - SBH/19 Bridleway Oat Close Overbridge and associated earthworks - Footpath SBH/34 Accommodation Overbridge and associated earthworks - Aylesbury South Cutting (Part of) - Aylesbury Embankment - Aylesbury North Cutting (Part of) - Earthworks associated with Footpath SMA/16 realignment - Earthworks associated with Access Track 1 - HS2 maintenance access to Drainage Ponds 6 and 7 - Earthworks associated with SBH/19 Oat Close Bridleway - Stoke Brook Watercourse Enhancements Diversion - Sedrup North Watercourse Diversion -Earthworks associated with the 8 No. Ecology Ponds - Earthworks associated with the 7 No. Drainage Ponds - Drainage Ditches - 6 No. Culverts (above ground elements) - Noise Barriers - 7 No. Ditch Crossings ('Slab Crossings') - Location of the Vehicle Restraint Barriers - Location of the permanent (security and boundary) fencing
Pending
PL/26/08386/HS2
In accordance with requirements of Paragraph 9(4)(b) of Schedule 17 to the High-Speed Rail (London - West Midlands) Act 2017, the nominated undertaker hereby requests approval of a SCHEME OF MITIGATION for Work No. 2/28(in part), 2/43 and 2/47 described in Schedule 1 of the HS2 (London - West Midlands) Act 2017
Pending

View Planning Timeline

Ownership

Corporate Ownership64.9%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2010-01-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,937

Population Density6,748 /km²

Owner Occupied79%

Age Distribution

0-15 18%16-64 67%65+ 15%

View Area Profile

Schools Nearby

The Mandeville School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Ashmead Combined School
0.5 mi
Inspected as Ashmead Combined School (URN 110356) on 15 Jan 2020
Booker Park Community School
0.6 mi
Good
Stoke Mandeville Hospital Classes
0.8 mi
-

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Oat Close
-
£265k
-
1A Oat Close
-
£475k
-
27 Oat Close
-
£148k
-
10 Oat Close
-
£270k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN