5 Nearton End, Swanbourne, Milton Keynes, MK17 0SL

UPRN:766295992Detached HouseBeds -Built 1967-1975

FreeholdCouncil Tax: Band EEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

5 Nearton End, Swanbourne, Milton Keynes, MK17 0SL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£781,000

£625k - £937kLow

Estimate

£781k

Range

£625k – £937k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

5.20%

Verdict

Derived from HomePortfolio scores

5 Nearton End earns an INVESTIGATE rating with HP Score 70/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

34/ 100

Mixed

Transit & Bike

Transit 4Bike 24

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 23% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [sold-comps -20.0%, £/sqft -19.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.1%· as of 27 Oct 2026
Rental economics1.1/40
gross yield 5.2%; range width penalty ×0.70; the estimate this rent rides on sits 23% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2600/mo (range 2250-2900)· as of 12 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 23% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -750/mo, -29% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 45 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity9.2/15
280 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£450,000£690,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£599,950

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,250-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £201,283
Net cash flow: -£225/mo
Cash on cash: -1.3%
Score at this price: 10

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.1%Valuation edge · as of 27 Oct 2026
valuation_snapshotsrent estimate 2600/mo (range 2250-2900)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 23% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2600/mo (range 2250-2900)
Rental economics needs verification before you rely on it
sale estimate 23% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£781,000

Rent Estimate (pcm)£2,600

Gross Yield5.20%

1y Growth-

3y Growth-2.1%

5y Growth+1.5%

10y Growth+1.9%

Last Sold Price£385,000 (2014-05-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

6MK17 0SL

Approval Rate

100%12mo

Development

low

PL/26/07687/KA
Remove to stop the influence of the trees on the soil below building foundation level and provide long term stability x 2 Cypress (H1 & H2), x 1 Prunus (T2) and x 1 Sycamore (T3).
Pending
PL/26/07208/KA
Crown reduction in height and lateral spread by approximately 3m with focus on heavier left-hand side to balance crown, retention of lower right-hand epicormic growth of T1 (Apple); reduction of main stem and upper crown by approximately 3m to approximately 1.8m above ground level to just above the existing hook, retention of lower epicormic growth of T2 (Plum)
Pending
PL/26/05810/FA
Replacement of 3 timber windows
Pending

View Planning Timeline

Ownership

Corporate Ownership74.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-05-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,937

Population Density43 /km²

Owner Occupied69%

Age Distribution

0-15 15%16-64 59%65+ 26%

View Area Profile

Schools Nearby

Swanbourne Church of England VA School
0.3 mi
Good
Swanbourne House School
0.4 mi
Inspected by ISI
Mursley Church of England School
1.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Winslow Church of England School
2.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hensmans Farmhouse Nearton End
-
£150k
-
39 Nearton End
-
£635k
-
Nearton Court Nearton End
-
£1.88M
-
29 Nearton End
-
£448k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN