Pump Cottage, 4 Newton Road, Stoke Hammond, Milton Keynes, MK17 9DE

UPRN:766296885Detached HouseBeds -Built before 1900

Tenure: -Council Tax: Band EEPC: D (57)

Data freshness:Price Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Pump Cottage, 4 Newton Road, Stoke Hammond, Milton Keynes, MK17 9DE

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£693,000

£624k - £762kMedium

Estimate

£693k

Range

£624k – £762k

Rent Estimate (pcm)

£2,300

£2k - £3k

Monthly

£2,300

Yield

4.09%

Verdict

Derived from HomePortfolio scores

Pump Cottage earns an INVESTIGATE rating with HP Score 66/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (27/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

27/ 100

Low

Transit & Bike

Transit 5Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,050-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: -£686/mo
Cash on cash: -3.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.01 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£693,000

Rent Estimate (pcm)£2,300

Gross Yield4.09%

1y Growth-

3y Growth-2.1%

5y Growth+1.5%

10y Growth+1.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2MK17 9DE

Approval Rate

0%12mo

Development

low

PL/26/08403/FA
Householder application for construction of single storey rear extension and garage and store to front, including additional parking
Pending
PL/26/07819/EIASR
Request for an EIA Screening Opinion under Regulation 6 of the Town and Country Planning (Environmental Impact Assessment) Regulations 2017 (as amended) to confirm whether or not there is a requirement for an Environmental Impact Assessment ("EIA") in relation to a proposal for residential development
Pending
PL/26/06539/KA
T1 Holm Oak - Crown reduction 3m, T2 Conifer - topped by 5m and T3-T4 Conifer - topped by 4m.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,937

Population Density-

Owner Occupied79%

Age Distribution

0-15 17%16-64 61%65+ 22%

View Area Profile

Schools Nearby

Newton Leys Primary School
1.3 mi
-
Water Hall Primary School
1.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Lift Sir Herbert Leon
1.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Drayton Park School
1.7 mi
Inspected as Drayton Park School (URN 130254) on 14 Jun 2017

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Latrigg Newton Road
-
£2.40M
-
Saxon Lodge Newton Road
-
£835k
-
Ewerland Newton Road
-
£825k
-
The Nook Newton Road
-
£450k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN