Oak Cottage, Little London, Wendover, Aylesbury, HP22 6QQ

UPRN:766297441Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band GEPC: E (49)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

Oak Cottage, Little London, Wendover, Aylesbury, HP22 6QQ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,642,000

£1.56M - £1.72MHigh

Estimate

£1.64M

Range

£1.56M – £1.72M

Rent Estimate (pcm)

£5,000

£4k - £6k

Monthly

£5,000

Yield

3.64%

Verdict

Derived from HomePortfolio scores

Oak Cottage earns an INVESTIGATE rating with HP Score 59/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (5/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

5/ 100

Low

Transit & Bike

Transit 39Bike 25

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 766297441· as of 10 Oct 2026
Rental economics0/40
gross yield 3.6%; range width penalty ×0.68
- valuation_snapshotsrent estimate 5000/mo (range 4350-5650)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,416/mo, -68% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 115 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
364 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,237,500£1,897,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,650,000

At the asking price

Monthly rent£5,000/mo

Evidenced range £4,350-£5,650

Interest rate5.4%

Loan to value75%

Cash required: £608,050
Net cash flow: -£2,107/mo
Cash on cash: -4.2%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 766297441Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 5000/mo (range 4350-5650)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5000/mo (range 4350-5650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 115 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,642,000

Rent Estimate (pcm)£5,000

Gross Yield3.64%

1y Growth-

3y Growth+0.1%

5y Growth+2.0%

10y Growth+2.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0HP22 6QQ

Approval Rate

-12mo

Development

low

PL/26/04605/TP
T18 Reduce height by 2 metres to remove broken and damaged branches and reduce risk of further breakages, T19 Crown lift to clear pool house by 2 metres to provide sufficient clearance from property
Pending
PL/26/04035/FA
Demolition of existing conservatory/sunroom to be replaced with single storey rear extension.
Pending
PL/26/01599/FA
Single storey rear/side extension
Approved

View Planning Timeline

Ownership

Corporate Ownership69.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

26 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,937

Population Density88 /km²

Owner Occupied65%

Age Distribution

0-15 13%16-64 51%65+ 36%

View Area Profile

Schools Nearby

Chiltern Way Academy
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
John Colet School
1.9 mi
Inspected as John Colet School (URN 110491) on 8 Dec 2010
The John Hampden School
2.0 mi
GoodImproving
Wendover Church of England Junior School
2.0 mi
-

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Woodside Little London
-
£3.35M
-
Wendover Lodge Little London
-
£1.54M
-
Woodside Little London
-
£743k
-
Wendover Lodge Little London
-
£467k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN