Victoria House, 9A Main Road South, Dagnall, Berkhamsted, HP4 1QX

UPRN:766313110Detached House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band EEPC: E (48)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Victoria House, 9A Main Road South, Dagnall, Berkhamsted, HP4 1QX

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£575,000

£518k - £633kMedium

Estimate

£575k

Range

£518k – £633k

Rent Estimate (pcm)

£1,600

£1k - £2k

Monthly

£1,600

Yield

3.66%

Verdict

Derived from HomePortfolio scores

Victoria House earns an INVESTIGATE rating with HP Score 67/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (14/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

14/ 100

Low

Transit & Bike

Transit 5Bike 18

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0.3/15
claims [AVM +8.7% (MEDIUM), sold-comps +0.4%, £/sqft +0.4%] → measured edge +0.06pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 766313110· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 11.9%· as of 4 Nov 2026
Rental economics0/40
gross yield 3.7%; range width penalty ×0.64
- valuation_snapshotsrent estimate 1600/mo (range 1400-1850)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,169/mo, -73% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 212 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.8/15
242 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£394,000£604,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,400-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: -£664/mo
Cash on cash: -4.6%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 766313110Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 11.9%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 1600/mo (range 1400-1850)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1400-1850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 212 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£575,000

Rent Estimate (pcm)£1,600

Gross Yield3.66%

1y Growth-

3y Growth+2.1%

5y Growth+1.6%

10y Growth+2.6%

Last Sold Price£405,000 (2016-01-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HP4 1QX

Approval Rate

-12mo

Development

low

PL/26/05835/SA
Certificate of lawfulness for proposed dropped kerb for access to a driveway and associated hardstanding.
Approved
PL/26/05138/FA
Internal and external alterations including replacement of all windows, doors, and gutters, addition of two juliet balconies and 1 roof light together with the installation of porous paving.
Approved
PL/26/04890/OA
Outline application for the demolition of existing garage and erection of 1no. dwelling with associated landscaping and car parking (matters to be considered at this stage: access)
Pending

View Planning Timeline

Ownership

Corporate Ownership56.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-01-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,937

Population Density-

Owner Occupied85%

Age Distribution

0-15 17%16-64 56%65+ 27%

View Area Profile

Schools Nearby

Dagnall VA Church of England School
0.2 mi
Good
Little Gaddesden Church of England Voluntary Aided Primary School
1.7 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Studham Village CofE Academy
1.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Edlesborough Primary Academy
2.3 mi
Good

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

38 Main Road South
-
£680k
-
22A Main Road South
-
£380k
-
22A Main Road South
-
£375k
-
34 Main Road South
-
£530k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN