19 St Albans Terrace, Manchester, M8 8BZ

UPRN:77000678Purpose Built Flat2 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band AEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

19 St Albans Terrace, Manchester, M8 8BZ

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£139,000

£132k - £146kHigh

Estimate

£139k

Range

£132k – £146k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

8.57%

Verdict

Derived from HomePortfolio scores

19 St Albans Terrace earns an INVESTIGATE rating with HP Score 78/100. Investment score 65/100 reflects moderate fundamentals. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

No data

Walkability

81/ 100

High

Transit & Bike

Transit 27Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £220/mo
Cash on cash: 6.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.12 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£139,000

Rent Estimate (pcm)£1,000

Gross Yield8.57%

1y Growth-

3y Growth+0.5%

5y Growth+2.4%

10y Growth+5.8%

Last Sold Price£44,000 (2003-05-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M8 8BZ

Approval Rate

-12mo

Development

low

OTH/2026/1479
Request for confirmation of compliance of condition 3 (Bin Enclosure) attached to planning permission PA/2026/0261
Pending
PLA-2026-002079
Installation of two ramps for wheelchair access to front and rear of property.
Pending
OTH-2026-002012
Discharge of Condition 7d (Ground Conditions) attached to Planning Permission 138031/JO/2023.
Pending

View Planning Timeline

Ownership

Corporate Ownership53.5%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2003-05-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,067

Population Density2,867 /km²

Owner Occupied21%

Age Distribution

0-15 11%16-64 83%65+ 6%

View Area Profile

Schools Nearby

Cheetwood Primary School
0.1 mi
GoodConcerns
Unity Community Primary
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Talmud Torah D'chassidie Belz
0.4 mi
Good
Marlborough Road Academy
0.5 mi
Good

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 St Albans Terrace
-
£183k
-
8 St Albans Terrace
-
£160k
-
9 St Albans Terrace
-
£125k
-
10 St Albans Terrace
-
£190k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN