Data freshness:●Listing· freshListing: fresh, refreshed 3d ago (2026-11-02T04:00:05.857782+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 4d ago (2026-11-01T14:28:53.688334+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:43:38.753498+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 4mo agoSchools: stale, refreshed 4mo ago (2026-07-07T09:14:45.605452+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
74
/ 100
Mixed
Verdict
3 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sources
Sale Estimate
£299,000
£269k - £329kMedium
Estimate
£299k
Range
£269k – £329k
Rent Estimate (pcm)
£2,300
£2k - £2k
Monthly
£2,300
Yield
12.00%
Verdict
Derived from HomePortfolio scores
10 Old School Drive earns an INVESTIGATE rating with HP Score 74/100. Investment score 69/100 reflects moderate fundamentals. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Removal of reinforced autoclaved aerated concrete (RAAC) and roof; replacement of exterior glazing and doors; refurbishment of internal seating area including new floor, wall and ceiling finishes and refurbishment of adjacent WC including new sanitaryware; replacement and reinstatement of mechanical and electrical installations including lighting, emergency lighting and fire alarm systems; replacement of kitchen servery fire suppression system; and installation of upgraded ventilation systems.
Pending
NOT-2026-001906
Work to trees - proposed pruning works to Lime and Ash tree.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
78
Low confidence0 independent sourcesLead to verifyListing checked 2 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 23% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +23.1% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
valuation_snapshotsestimate for 77017932· as of 12 Oct 2026
Rental economics40/40
gross yield 12.0%; range width penalty ×1.00; the estimate this rent rides on sits 23% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 2300/mo (range 2200-2400)· as of 12 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 23% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin25.7/30
stressed cash flow +590/mo, +26% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 92 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.8/15
269 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 80+ up to £224,000
£172,500£264,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£230,000
At the asking price
£2,300/mo
Evidenced range £2,200-£2,400
5.4%
75%
Cash required
£72,400
Net cash flow
£816/mo
Cash on cash
13.5%
Score at this price
78
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 77017932Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 2300/mo (range 2200-2400)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 23% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026 · verify before relying on this