157 Charlestown Road, Manchester, M9 7BR

UPRN:77027860End Terrace House3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band BEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

157 Charlestown Road, Manchester, M9 7BR

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£286,000

£257k - £314kMedium

Estimate

£286k

Range

£257k – £314k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

8.12%

Verdict

Derived from HomePortfolio scores

157 Charlestown Road earns an INVESTIGATE rating with HP Score 65/100. Investment score 61/100 reflects moderate fundamentals. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

No data

Walkability

48/ 100

Mixed

Transit & Bike

Transit 31Bike 24

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge-0.6/15
claims [AVM -13.6% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 77027860· as of 12 Oct 2026
Rental economics25/40
gross yield 8.1%; range width penalty ×1.00
- valuation_snapshotsrent estimate 2200/mo (range 2100-2300)· as of 12 Oct 2026· verify before relying on this
Stress margin5.3/30
stressed cash flow +116/mo, +5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 77 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.9/15
269 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £260,000

£244,000£374,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,100-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £426/mo
Cash on cash: 4.9%
Score at this price: 43

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.01 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 77027860Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 2200/mo (range 2100-2300)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2200/mo (range 2100-2300)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £260,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£286,000

Rent Estimate (pcm)£2,200

Gross Yield8.12%

1y Growth-

3y Growth+6.1%

5y Growth+7.2%

10y Growth+7.6%

Last Sold Price£53,750 (2016-07-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M9 7BR

Approval Rate

-12mo

Development

low

PLA-2026-001660
Erection of part-single / part-two storey side and rear extension together with a hip-to-gable roof conversion, rear dormer, and rear access ramp.
Pending
PLA-2026-001888
Demolition of vacant "VASA" club building and creation of a 3 storey apartment block containing 43 units and affiliated parking area, landscape and communal gardens.
Pending
PLA-2026-001366
Erection of a two-storey side extension and a single-storey rear extension and roof alterations.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.9%
Overseas OwnershipNo
Lease Term Remaining879 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2016-07-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,067

Population Density5,413 /km²

Owner Occupied31%

Age Distribution

0-15 27%16-64 66%65+ 7%

View Area Profile

Schools Nearby

St John Bosco RC Primary School, a Voluntary Academy
0.3 mi
Inspected as St John Bosco RC Primary School (URN 105530) on 5 Mar 2024
Crosslee Community Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Charlestown Community Primary School
0.5 mi
Good
Co-op Academy North Manchester
0.5 mi
Good

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

145 Charlestown Road
-
£170k
-
169 Charlestown Road
-
£120k
-
183 Charlestown Road
-
£130k
-
157 Charlestown Road
-
£54k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN