21 Albert Gardens, Manchester, M40 1PJ

UPRN:77035801Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band BEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£215,000

£205k - £226kHigh

Estimate

£215k

Range

£205k – £226k

Rent Estimate (pcm)

£1,550

£2k - £2k

Monthly

£1,550

Yield

8.65%

Verdict

Derived from HomePortfolio scores

21 Albert Gardens earns an INVESTIGATE rating with HP Score 65/100. Investment score 54/100 reflects moderate fundamentals. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

No data

Walkability

65/ 100

Moderate

Transit & Bike

Transit 62Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£215,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,500-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £67,600
Net cash flow: £347/mo
Cash on cash: 6.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.14 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£215,000

Rent Estimate (pcm)£1,550

Gross Yield8.65%

1y Growth+11.6%

3y Growth+3.0%

5y Growth+5.2%

10y Growth+7.0%

Last Sold Price£99,000 (2006-03-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M40 1PJ

Approval Rate

-12mo

Development

low

PLA-2026-001753
Change of Use of Former Club (Sui Generis) to Place of Worship at Ground Floor and Ancillary Office Space at First Floor.
Pending
PLA-2026-001940
Erection of a single-storey rear extension.
Pending
OTH-2026-001999
Discharge of Conditions 14b (Landscaping) and 15 (BNG) attached to Planning Permission 138730/FO/2023.
Pending

View Planning Timeline

Ownership

Corporate Ownership59.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-03-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,067

Population Density-

Owner Occupied42%

Age Distribution

0-15 23%16-64 59%65+ 18%

View Area Profile

Schools Nearby

The Greens ENS
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
All Saints C of E Primary School
0.3 mi
Good
St Wilfrid's CofE Junior and Infant School
0.3 mi
Good
Christ The King RC Primary School Manchester
0.3 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Albert Gardens
-
£211k
-
10 Albert Gardens
-
£220k
-
14 Albert Gardens
-
£185k
-
27 Albert Gardens
-
£182k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN