6 Mainwaring Terrace, Manchester, M23 0EW

UPRN:77071769Detached House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band CEPC: D (68)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

6 Mainwaring Terrace, Manchester, M23 0EW

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£350,000

£315k - £385kMedium

Estimate

£350k

Range

£315k – £385k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

7.00%

Verdict

Derived from HomePortfolio scores

6 Mainwaring Terrace earns an INVESTIGATE rating with HP Score 67/100. Investment score 62/100 reflects moderate fundamentals. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

No data

Walkability

51/ 100

Moderate

Transit & Bike

Transit 38Bike 34

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +14.3% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 77071769· as of 9 Oct 2026
Rental economics15.5/40
gross yield 7.0%; range width penalty ×0.97
- valuation_snapshotsrent estimate 1750/mo (range 1650-1850)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -109/mo, -6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 82 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.8/15
215 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£225,000£345,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,650-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £199/mo
Cash on cash: 2.5%
Score at this price: 28

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.73 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 77071769Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1750/mo (range 1650-1850)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1750/mo (range 1650-1850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 82 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£350,000

Rent Estimate (pcm)£1,750

Gross Yield7.00%

1y Growth-

3y Growth+2.8%

5y Growth+5.5%

10y Growth+6.7%

Last Sold Price£315,000 (2022-08-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M23 0EW

Approval Rate

-12mo

Development

low

OTH-2026-001936
Discharge of Condition 9 (Waste Management) and 23 (Cycle Parking) attached to planning permission 144282/VO/2025.
Pending
OTH-2026-001925
Non-Material Amendment to planning permission 144600/VO/2025 to vary the wording of Condition 2 (Approved Drawings) to allow for the omission of a window, the relocation of a proposed door to replace a previously proposed window and the installation of additional roof cowls.
Approved
OTH-2026-001849
Discharge of Condition 25 (Bat Roost) attached to Planning Permission 144282/VO/2025.
Pending

View Planning Timeline

Ownership

Corporate Ownership50.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-08-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,067

Population Density-

Owner Occupied43%

Age Distribution

0-15 25%16-64 64%65+ 11%

View Area Profile

Schools Nearby

Pioneer House High School
0.2 mi
-
Rack House Primary School
0.3 mi
Report card2025
Ofsted no longer awards a single overall grade.
Button Lane Primary School
0.3 mi
Good
St. Aidan's Catholic Primary School, a Voluntary Academy
0.4 mi
Inspected as St Aidan's Catholic Primary School (URN 105519) on 3 Oct 2023

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Mainwaring Terrace
-
£360k
-
4 Mainwaring Terrace
-
£258k
-
13 Mainwaring Terrace
-
£250k
-
6 Mainwaring Terrace
-
£315k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN